- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Shopping, Food
- Reward type
Cashback
Rewards
- Rewards rate
7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cash back on other spends
- Welcome benefits
Myntra voucher worth Rs. 500 on making 1 transaction above Rs. 500 inside 30 days of card issuance
- Reward redemption
Cashback is automatically credited to the card statement
Benefits
- Movie & dining
5% cashback on Swiggy, 2 complimentary PVR tickets on spends of Rs. 50,000 per quarter
- Travel
Complimentary lounge access
- Domestic lounge
1 complimentary lounge access per quarter
Fees & charges
- Spend-based waiver
Rs. 2 Lakhs in the previous year
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.7% per month or 44.4% per annum
- Fuel surcharge waiver
1% fuel surcharge waiver
- Cash advance charges
2.5% of the Cash Withdrawn (Minimum Charge of ₹500)
Product highlights
- Myntra voucher worth Rs. 500 on making 1 transaction above Rs. 500 within 30 days of card issuance
- 7.5% discount on Myntra spends, capped at Rs. 750 per transaction
- 5% cashback on partner brands like Swiggy, PVR, Urban Company, etc., capped at Rs. 1000 per cycle
- Unlimited 1.25% cash back on other online and offline spends, with a few exclusions
- Complimentary Myntra Insider program membership
- 1 complimentary domestic lounge access per quarter
- 2 complimentary PVR tickets worth Rs. 250 on spends of Rs. 50,000 per quarter
- Renewal fee waiver on spends of Rs. 2 Lakhs in the anniversary year
- 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000
FAQs
How much discount do I get on spends at Myntra with the credit card?
Cardholders get an unlimited discount of 7.5% on all spends made on the Myntra website and mobile application. The discount is capped at a maximum Rs. 750 per transaction.
Which are the preferred partner brands on which I receive additional cashback?
You get 5% cashback on your spends at preferred partners Swiggy, Swiggy Instamart, Cleartrip, Urban Company, and PVR. The cashback is capped at Rs. 1000 per month and is automatically credited to the card statement.
Do I get complimentary lounge access with the credit card?
Yes, you get 1 complimentary domestic lounge access per quarter with the card. You can enjoy privileges like comfortable seating, gourmet meals, newspapers and magazines, free WiFi, and widescreen TVs.
What are the milestone benefits on this credit card?
You can get 2 complimentary PVR movie tickets, each worth Rs. 250, on spends of Rs. 50,000 or more in the calendar quarter, as the milestone benefit. Wallet reloads, rent, and fuel spends are not considered towards the benefit.
What is the cash withdrawal fee on this credit card?
The ATM cash withdrawal fee on the credit card is 2.5%, subject to a minimum amount of ₹500.