Travel on Points

IDFC First Bank Mayura Credit Card

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  • Joining fee

    ₹5,999 + GST

  • Annual fee

    ₹5,999 + GST

  • Best suited for

    Movies, Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

  • Welcome benefits

    Up to 12,000 Reward Points

  • Reward redemption

    1 RP = ₹0.50 for Travel Bookings Via IDFC Travel & Shop. 1 RP = ₹0.25 Everywhere Else

Benefits

  • Movie & dining

    BOGO on Movie Tickets Up to ₹500. This Can Be Availed Twice Each Month (Benefit Can Be Availed on Spending ₹20,000 in the Previous Month)

  • Travel

    4 Complimentary Railway Lounge Access Each Quarter

  • Domestic lounge

    4 Free Visits Across the Country Each Quarter, 16 in a Year. One Additional Free Guest Visit Each Quarter

  • International lounge

    4 Free Visits Each Quarter, 16 in a Year

  • Golf

    2 Free Golf Rounds/Golf Lessons Each Month

  • Insurance

    Purchase Protection, Travel Insurance, Free Trip Cancellation, and Personal Accident Cover

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    Zero (0%)

  • Interest rates

    Monthly Rate – 0.75% – 3.65%. Annual Rate – 9% – 43.8%

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver on Transactions Between ₹200 and ₹5,000 (Maximum ₹300 Per Statement Cycle)

  • Cash advance charges

    ₹199

Product highlights

  • The Mayura Credit Card is a premium credit card that comes at a fee of ₹5,999.
  • This card offers 10X Reward Points on incremental spends of ₹20,000 or above.
  • Cardholders can access both international and domestic airport lounges with this card.
  • Availing this card is relatively easy; one can also apply for this on a card-to-card basis.

Pros & cons

Pros

  • This is a highly beneficial credit card for those who often travel and are seeking a decent card with airport lounge access.
  • There is a Trip Cancellation Cover worth ₹50,000 with the Mayura Card.

Cons

  • The reward rate could have been better, but it’s the same as that of the Ashva Credit Card.
  • There are no worthwhile renewal benefits or spend-based annual fee waivers with this card. Making it rewarding only for the first year.

FAQs

What movie offers are available with the Mayura Credit Card?

Cardholders get ₹500 off on the purchase of a second movie ticket made through District by Zomato. This benefit can be availed twice each month, offering savings of ₹1,000 each month.

Why do I need to pay the Mayura Credit Card fee before I receive the card?

Usually, the joining fee is attached to the first credit card statement, but with the IDFC Mayura and Ashva Credit Card, you must pay the joining fee upfront to avoid any unnecessary card dispatch.

Can I apply for the Mayura Credit Card on a C2C basis?

Yes, the Mayura Credit Card can be applied for using the card 2 card method. Simply provide your other bank card number, card issuer details, and limit when applying for the Mayura Credit Card. This makes the application approval process extremely easy.

What is the joining fee for the Mayura Credit Card?

The Mayura Credit Card comes at a joining fee of ₹5,999 + GST.

Does this card offer any renewal benefits?

No, there aren’t any renewal benefits, although cardholders can get annual milestone benefits on reaching designated spends of ₹8 and ₹15 lakh.