- Joining fee
₹3,000 + GST (~₹3,540)
- Annual fee
₹3,000 + GST (~₹3,540)
- Best suited for
Travel, Shopping, Stays
- Reward type
Reward Points
Rewards
- Rewards rate
8 Marriott Bonvoy Points/₹150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/₹150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/₹150 for Other Spends
- Welcome benefits
Silver Elite Status in the Marriott Bonvoy Program and One Free Night Award Worth 15,000 Marriott Bonvoy Points
- Reward redemption
Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels
Benefits
- Movie & dining
Accelerated 4 RPs on Dining, and Entertainment
- Travel
Get up to 4 Free Night Awards at Marriott Bonvoy hotels
- Domestic lounge
12 Complimentary Lounge Access at Both Domestic and International Terminals
- International lounge
12 Free International Lounge Visits
- Golf
2 Complimentary Golf Course Access and 2 Lessons Per Quarter
- Insurance
Air Accident Cover, Travel Insurance, and Credit Shield
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Annually)
- Fuel surcharge waiver
1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5000
- Cash advance charges
2.5% or ₹500, Whichever is Higher
Product highlights
- 1 Free Night Award as a welcome benefit, valid for 1 year at participating Marriott hotels.
- Complimentary Marriott Bonvoy Silver Elite status.
- 8 Marriott Bonvoy Points on spends at participating Marriott hotels, 4 Marriott Bonvoy Points on travel, entertainment, and dining spends, and 2 Marriott Bonvoy Points on all other spends.
- Up to 3 bonus free night awards on reaching the target spend milestone.
- 12 Complimentary domestic and international lounge access.
- 2 Complimentary golf course access and golf lessons per quarter worldwide.
- Air accident cover, credit shield, loss liability cover, and other insurance benefits.
Pros & cons
Pros
- One of the major benefits of this card lies in its fee structure. With reasonable joining and annual charges, it offers significantly more value than it costs. Considering the benefits it provides at this price point, it is certainly worth having.
- From complimentary airport lounge access to Free Night Awards as milestone benefits, this card offers numerous lifestyle and hotel benefits.
Cons
- When it comes to redeeming Marriott Bonvoy Points, one needs to find the perfect opportunity for redemption. Ideally, one can get ₹0.50 per point, but it varies from property to property, meaning there is no clear redemption value for points.
- As a welcome benefit, cardholders are offered Silver Elite status, which is one step above the basic tier. However, considering this is one of the most premium and the only co-branded Marriott offerings in India, a higher complimentary tier could have been more fitting.
FAQs
What is the welcome benefit of the Marriott Bonvoy HDFC Bank credit card?
When you successfully pay the credit card joining fee, you get 1 Free Night Award as a welcome benefit. This benefit is only available to the primary cardholder; add-on cardholders are not eligible to claim it. The free award night is credited to your account within 8 to 12 weeks of payment.
Does the Marriott HDFC Credit Card offer complimentary access to airport lounges?
Yes, the credit card offers complimentary lounge access. You get 12 complimentary domestic lounge accesses at both domestic and international terminals and 12 international lounge accesses per year.
What is the milestone benefit of the credit card?
You can earn an additional 3 free award nights on reaching target spend milestones of ₹6 lakh, ₹9 lakh, and ₹15 lakh in the card anniversary year.
What is the reward rate on the credit card?
You earn Marriott Bonvoy points on making eligible spends with the credit card – Earn 8 Marriott Bonvoy Points/₹150 spent at hotels participating in Marriott Bonvoy. Earn 4 Marriott Bonvoy Points/₹150 spent on Travel, Dining & Entertainment. Earn 2 Marriott Bonvoy Points/₹150 spent for all other eligible spends.
What happens if the cardholder already has a Marriott Bonvoy Membership Number?
If you have an existing Marriott Bonvoy account linked to your mobile number and email, you can provide the same in the application. The card will be linked to your existing Membership Number, and the reward points you earn will be credited to this account. If you don’t provide an existing account number, you will be automatically enrolled in a new membership account.
Do the Marriott Bonvoy points expire?
Marriott Bonvoy points don’t expire as long as the cardholder makes any qualifying activity, like card spends, hotel stays, dining, etc., within the past 24 months.