Lifestyle Home Centre SBI Card Prime

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  • Joining fee

    Rs. 2,999 + GST

  • Annual fee

    Rs. 2,999 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 RPs on purchase made worth Rs. 100 at non-landmark retail shops.. 15 RPs on online & offline purchases at landmark shops. 10 RPs on every Rs. 100 spent at dining & movies.

  • Welcome benefits

    12000 RPs worth Rs. 3000. Rs. 100 cash-back on first withdrawal using ATM (within 30 days of receiving the card)

  • Reward redemption

    1 Landmark Reward = 2.4 SBI Reward Point 1 SBI Card Reward Point = Rs. 0.24 1 Landmark Reward = Rs. 0.60 4 Reward Points = Re. 1

Benefits

  • Movie & dining

    Earn 10 RPs on dining & movies

  • Travel

    Get access to Domestic Airport Lounge

  • Domestic lounge

    Avail 8 Complimentary visits to domestic airport lounges (max. 2 per quarter)

  • International lounge

    Get complimentary Priority Pass Membership Avail 4 complimentary visits per year (max 2 visits per quarter)

Fees & charges

  • Rewards redemption fee

    Rs. 99

  • Foreign currency markup

    3.5%

  • Interest rates

    3.50% p.m.

  • Fuel surcharge waiver

    Avail 1% waived off on purchasing fuel worth Rs. 500- Rs. 4000 anywhere in India.

  • Cash advance charges

    2.5% or Rs. 500 whichever is higher at national & international ATMs

Product highlights

  • Rs. 2,999 with applicable taxes are charged for a renewal fee.
  • Rs. 2,999 plus GST are charged at the time of joining.
  • Get 12,000 bonus reward points as welcome benefits.
  • Get 12,000 reward points on the payment of the renewal fee.
  • Get cumulative of 58,000 reward points worth Rs. 14,500 under milestone benefits.
  • Earn 15 reward points on every purchase at landmark stores like Lifestyle, Home Centre, etc.
  • Avail 10 reward points on every Rs. 100 spent at dining & movies.
  • Get 2 reward points per Rs. 100 on other retail purchases.
  • Earn bonus reward points of 20,000 on overall retail spends of Rs. 5,00,000.

FAQs

When will I get the renewal benefits on the renewal fee ?

The reward points will be credited to your account within 30 days.

What is the income requirement to avail of this card ?

This completely depends upon the bank, the income requirement varies from applicant to applicant, however, you need to maintain a good credit score to avail of this card and enjoy its benefits, preferably above 650.

Do I get travel benefits on this card ?

Yes, you get 8 complimentary visits to the domestic airport lounge (max. 2 per quarter) on this card, however.

Do I get the facility to add my family members to this card ?

Yes, you get the add-on facility, where you can add your immediate family members to this card and there are no add-on fee charges.

What are the finance charges for this card ?

3.50% per month is the finance charge.