LIC Titanium Credit Card
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Reward Point Per Rs 100 spent on LIC premium payments and foreign spendings and 1 Reward Point Per Rs 100 spent on other categories.
- Reward redemption
You can redeem your reward point accumulated on your LIC Titanium credit card against the LIC reward catalog .
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on the conversion amount
- Interest rates
52.86 per annum
- Fuel surcharge waiver
1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000 at all fuel stations across India
- Cash advance charges
2.5% on the withdrawal amount subject to minimum of Rs 500
Product highlights
- No Annual fee charged
- 2 Reward Point every Rs 100 spent on LIC Premium Payment and International spends
- 1 Reward Point every Rs 100 spent on all categories
- Lost Card Liability cover up to the credit limit
- 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4000
FAQs
What is minimum transaction value to get fuel surcharge waiver on your LIC Titanium credit card?
You can get a surcharge waiver on your fuel transactions between Rs 400 to Rs 4000.
Is there fee charged on the add on card issued by the LIC?
No, there is no fee charged on the first add-on card. However, you shall be charged a fee on every additional card issued. You can avail a maximum of up to 3 add-on cards with your LIC Titanium card.
Do I get welcome bonus on signing up for LIC Titanium credit card?
No, you do not get any welcome bonus on signing up for the LIC Titanium credit card.
What is the redemption fee charged on the LIC Titanium credit card?
You are charged with a redemption fee of Rs 30 on LIC Titanium credit card