LIC Signature Credit Card
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
You can earn 2 reward points on spending every Rs. 100 on international transactions and LIC premium payments. You can also earn 1 reward point on every Rs. 100 on all other categories excluding fuel transactions, wallet load, EMI transactions on this card.
- Reward redemption
Reward points can be redeemed using the LIC rewards catalog. You can redeem your reward points from a plethora of products, e-vouchers, and gifts cards
Benefits
- Travel
2 complimentary lounge access per quarter.
- Domestic lounge
2 complimentary domestic lounge access per quarter.
- Insurance
Covers personal accident insurance of upto Rs. 5 lakhs and air accident insurance of upto 1 crore. Also, you get a purchase protection insurance of upto Rs. 1 lakh.
Fees & charges
- Rewards redemption fee
Rs. 30 + GST
- Foreign currency markup
3.50%
- Interest rates
3.6% p.m. (52.86% p. a.)
- Fuel surcharge waiver
Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 400 – Rs. 4,000). Maximum fuel surcharge benefit is capped at Rs. 400 per month.
- Cash advance charges
2.5% or a minimum of Rs. 500.
Product highlights
- The LIC VISA Signature Credit Card comes with a joining fee of NIL.
- Earn 2 reward points on every Rs. 100 spent on international transactions and LIC Premium payments.
- Earn 1 reward point on every Rs. 100 spent on all other categories except on fuel, wallet load, and EMI transactions.
- Get personal accident insurance cover upto Rs. 5 lakhs and air accident insurance cover upto 1 crore.
- Get a complimentary insurance cover of upto Rs. 5 lakhs for lost cards and Rs. 1 lakh for purchase protection.
FAQs
Is there any spend-based waiver benefit on the LIC VISA Signature credit card?
No, you do not get a spend-based waiver as there is no joining and renewal fee on the LIC VISA Signature credit card.
Do I get welcome benefits on the LIC Signature credit card?
No, you do not welcome benefits on the LIC VISA Signature Credit Card.
Do I get travel benefits on this credit card?
Yes, you get 2 complimentary lounge access per quarter on this credit card.
Do I get any milestone benefits on this credit card?
No, you do not get any milestone benefits on this credit card.
How can I redeem reward points on this credit card?
To redeem your accumulated reward points earned on the LIC VISA Signature credit card, you can contact customer care on 1800-419-0064.