KVB Platinum Credit Card
- Joining fee
Nil
- Annual fee
Rs. 599 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 reward points on every Rs 150 spent on domestic and international travel, hotels, and air tickets. 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail tickets, movies, and car rentals
- Welcome benefits
500 bonus reward points as a welcome benefit on payment of membership fees.
- Reward redemption
Rs 100 per redemption request
Fees & charges
- Spend-based waiver
Waiver of annual fee on spends of Rs. 1 lakh
- Rewards redemption fee
Rs 99
- Foreign currency markup
3.5% on the conversion amount
- Interest rates
3.25 % per month (39% p.a)
- Fuel surcharge waiver
1% fuel surcharge waiver on transactions between Rs 500 and Rs 4000 at petrol stations in India. Maximum discount of Rs 200 per billing cycle.
- Cash advance charges
2% on the withdrawal amount subject to minimum charge of Rs 100
Product highlights
- 500 bonus reward points as sign-up bonus
- 2 reward points on every Rs 150 spent on domestic travels, international travel, and air tickets
- 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail tickets, movie ticket booking, and car rentals
- No joining fee charges
- 1% fuel surcharge waiver at petrol stations in India
- Convert your purchases into EMI
FAQs
Does the bank charge an add-on fee on credit cards?
No, there is no add-on fee is charged on the KVB Platinum credit card.
Is there a interest free grace period offered by the bank?
An interest-free grace period of 20-50 days is offered by the banks.
What is minimum billing amount for fuel surcharge waiver?
You get a fuel surcharge waiver subject to a maximum value of Rs 200 per billing cycle.