Karur Vysya Bank

KVB Honour Credit Card

  • Joining fee

    Nil

  • Annual fee

    Rs. 1,299 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    You can earn 4x points on domestic and international travel, hotels, and air tickets booking. You can earn 3 reward points for every Rs. 150 spent on this card. You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental

  • Welcome benefits

    700 bonus reward points.

Benefits

  • Travel

    complimentary airport lounge access

  • Domestic lounge

    4 complimentary domestic lounge access

Fees & charges

  • Spend-based waiver

    Waiver of annual fee on spending Rs. 5 lakhs in the previous year.

  • Rewards redemption fee

    Rs. 99

  • Foreign currency markup

    3.50% on the conversion amount

  • Interest rates

    3.25% p.m. (39% p. a.)

  • Fuel surcharge waiver

    Avail a 1% fuel surcharge waiver on fuel transactions between Rs. 500 – Rs. 4,000. The maximum waiver benefit is capped at Rs. 200 for one billing cycle.

  • Cash advance charges

    2% or a minimum of Rs. 100.

Product highlights

  • KVB Honour Credit Card comes with zero fees.
  • Get 700 bonus points on card activation
  • 4x points on domestic and international travels, hotels, and air tickets.
  • 3 reward points for every Rs. 150 spent on this card.
  • 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental
  • 4 complimentary lounge access within India
  • Waiver of annual fee on spending Rs. 5 lakhs in the previous year.

FAQs

Do I get any milestone benefits on the KVB Honour Credit Card?

No, you do not get any milestone benefits on the KVB Honour Credit Card.

What are the joining and renewal fees on the KVB Honour Credit Card?

On this credit card, the joining fee is nil however the renewal fee is Rs. 1,299.

Do I get spend-based waiver benefit on the KVB Honour Credit Card?

Yes, on spending Rs. 5 lakhs in the previous year, the renewal fee on the KVB Honour Credit Card will be waived off.

Do I get movie and dining benefits on the KVB Honour Credit Card?

No, you do not get movie and dining benefits on the KVB Honour Credit Card. However, you earn 2x reward points on using this credit card at restaurants and for buying movie tickets.