- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
1% Cashback On UPI Transactions Via Super.Money App
- Reward redemption
Cashback Can Be Redeemed Via super.money
Fees & charges
- Foreign currency markup
2%
- Interest rates
3.50% Monthly (42% Yearly)
Product highlights
- The Kotak811 Super Money Credit Card is a co-branded card.
- This is most suited for those looking to earn cashback on their UPI spends.
Pros & cons
Pros
- Those who often make UPI spends can use this card to earn cashback.
Cons
- The cashback cap could have been higher.
FAQs
Is the Kotak811 Super Money Credit Card lifetime free?
Yes, the card is lifetime free with no joining or annual fee, making it a great option for beginners and low-cost usage.
How can I earn cashback with this card?
You can earn 1% cashback on UPI spends via the Super.Money app, 5% on Myntra, 2% on Flipkart (up to ₹100 per transaction), and 1% on other non-UPI spends, subject to applicable caps.
Is this a secured credit card, and what is the minimum FD required?
Yes, it is a fixed deposit-backed credit card and can be availed against a minimum FD of ₹1,000, making it accessible even without a credit history.