Business Cards

Kotak Solitaire Business Corporate Credit Card

  • Joining fee

    Nil

  • Annual fee

    ₹3,499 + GST (Waived off for Solitaire Program Customers)

  • Best suited for

    Business Expenses

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    14 RPs/₹150 on Kotak UnBox Flight & Hotel Bookings, 2 RPs/₹150 on Other Spends, and 1 RP/₹150 on Utility Bills, Groceries, Insurance Premiums, Government Payments, & Railway Bookings

  • Reward redemption

    1 RP = ₹0.50 through Kotak UnBox Platform

Benefits

  • Travel

    Airport Lounge Access Offered and Accelerated Reward Points on Hotel and Flight Bookings via Kotak UnBox Platform

  • Domestic lounge

    1 Complimentary Lounge Visit per Quarter

  • International lounge

    1 Complimentary Lounge Visit per Year

  • Insurance

    Complimentary Travel Insurance Cover

Fees & charges

  • Spend-based waiver

    Spend ₹6,00,000 in 12 months (Non-Solitaire Program Customers)

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    1.99%

  • Interest rates

    1.99% per Month (23.88% Annually)

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver

  • Cash advance charges

    Cash Advances Not Allowed

Product highlights

  • A premium business credit card tailored for entrepreneurs and professionals with high travel and digital service usage.
  • Offers accelerated reward points on business-related spends like travel and utility payments.
  • Comes with value-added benefits, including lounge access, travel insurance, and business software offers.

Pros & cons

Pros

  • Accelerated rewards on hotel and flight bookings
  • Complimentary domestic and international lounge access
  • Useful business software offers via Nuclei
  • Travel insurance and fraud protection coverage

Cons

  • No spend-based annual fee waiver
  • No golf, movie, or dining privileges
  • No welcome benefits to compensate the annual fee for non-Solitaire Program Customers

FAQs

What is the annual fee of Kotak Solitaire Business Credit Card?

Koatk Solitaire Business Credit Card comes at an annual fee of ₹3,499 + GST, which is waived off for Solitaire Program Customers.

Is there an annual fee waiver for Kotak Solitaire Business Credit Card?

While the card is lifetime free for users of the Kotak Solitaire Banking Program, it does not have an annual fee waiver otherwise.

Is there any complimentary airport lounge access with Kotak Solitaire Business Credit Card?

The card offers 1 free international airport lounge visit per year and up to 4 domestic airport lounge visits, limited to 1 per quarter.