- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
Earn 3 Reward Points Per Rs. 100 Spent
- Reward redemption
1000 Reward Points = Rs. 100
Fees & charges
- Foreign currency markup
3.5% Per Transaction + GST
- Interest rates
3.5% (Annual Rate – 42%)
Product highlights
- You can earn reward points on your UPI spends with this card.
- This is a virtual credit card.
- This is a lifetime free credit card.
- Earn 3 Reward Points per spend of Rs. 100 made with this card.
Pros & cons
Pros
- You can earn reward points on your UPI spends with this card.
- Earn 3 Reward Points per spend of Rs. 100 made with this card.
Cons
- There are no welcome benefits associated with this card.
- Apart from reward points, there aren’t many benefits with this card.
FAQs
Can I add this card to my UPI application?
Yes, you can easily link your Kotak Bank UPI RuPay Credit Card with your UPI application. Simply enter your card details to link it.
Can I link my Mastercard/Visa to my UPI app?
No, currently, in India, only RuPay credit cards can be linked to UPI apps.
Are there any charges for linking my Kotak Bank UPI RuPay Credit Card to my UPI app?
No, there are no charges for linking your Kotak Bank UPI Rupay Credit Card to the choice of your UPI application like Google Pay, Paytm, etc.