Kotak League Platinum Credit Card

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  • Joining fee

    Lifetime Free

  • Annual fee

    Lifetime Free

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    8X Reward Points on Every ₹150 Spent on Special Categories and 4X Reward Points on Other Eligible Spends Up to ₹2 Lakhs. Spends Beyond ₹2 Lakhs Earn 8X Reward Points Only on Special Categories

  • Reward redemption

    You can redeem the reward point accumulated at the Kotak rewards portal. You can use the Pay with Points facility provided by the bank at the partner merchant store.

Fees & charges

  • Spend-based waiver

    Get spend based waiver on the annual fee of Rs 500 on annual spending of Rs 50,000.

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5% on the conversion amount

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% Waiver on Fuel Transactions Between ₹500 and ₹4,000

  • Cash advance charges

    2.5% or a Minimum of ₹500

Product highlights

  • 8x reward points on annual spending up to ₹2 lacs on special categories and 4x reward points on other categories.
  • 8x reward points on annual spending of ₹2 lacs or above on special categories, as well as other categories.
  • Get four free PVR tickets or 10,000 Reward Points on spending Rs 1,25,000 every 6 months
  • Protection liability up to Rs 1,25,000 in case of theft or loss of the card.
  • Spend-based waiver on annual spending of ₹50,000.
  • 1% fuel surcharge waiver on your fuel transactions between ₹500 and ₹3000.

FAQs

Can I use the Kotak League Platinum credit card for foreign transactions?

Yes, you can use the Kotak League Platinum credit card for foreign transactions.

What are the special categories in which I can accrue 8x reward points?

Special categories can be classified into the following: Airlines and Air Carriers, Electric Sales, Durable Goods, Departmental Stores, Travel Agencies & Tour Operators, Package Tour Operators

What is the maximum value in order to avail the railway surcharge waiver?

Railway surcharge waiver subject to the value up to Rs 500

What interest rate is charged on this credit card?

The interest rate charged on this credit card is 3.75% per month (45% per annum)