- Joining fee
₹12,500 + GST
- Annual fee
₹12,500 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs
- Welcome benefits
Complimentary Club Marriott Membership
- Reward redemption
The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at kotakbankwhite. The White Pass Value can also be redeemed for cash.
Benefits
- Movie & dining
Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region
- Travel
Avail Stay Benefits with Club Marriott Membership
- Domestic lounge
Unlimited Access for Both Primary and Add-On Cardholders
- International lounge
Unlimited International Lounge Access for Both Primary and Add-On Cardholders
- Golf
2 Golf Rounds each month at selected golf courses around the world
Fees & charges
- Spend-based waiver
The renewal fee can be waived off on spending Rs. 10,00,000 or more in the previous year.
- Rewards redemption fee
Nil
- Foreign currency markup
2% on all international transactions
- Interest rates
3.5% per month (or 42% annually)
- Fuel surcharge waiver
1% for Fuel Transactions Between ₹400 to ₹7,500
- Cash advance charges
2.5% of the Cash Withdrawn (Minimum Charge of ₹500)
Product highlights
- Rewards are given in the form of White Pass value
- White Pass Value can be earned by achieving the spends-based milestone
- Complimentary Club Marriott Membership
- 20% off on F&B bills across the Asia Pacific
- 20% off on the best available room rates in India and in the Asia Pacific on weekends
- Low foreign currency markup fee of 2% on all international transactions
- Complimentary lounge access to primary and add-on cardholders
- Free golf rounds across the world for the primary cardholders
FAQs
What is the annual fee charged on Kotak White Reserve Credit Card?
You are charged an annual fee of Rs. 12,500 plus applicable taxes.
Does this card provide a fuel surcharge waiver?
Yes, the Kotak White Reserve Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 7,500 at all fuel stations across India. (The waiver will be subject to a maximum of Rs. 4,500 in a year) The add-on cardholders can also enjoy this facility.
Does this card provide any Golf Privileges?
Yes. 2 free golf rounds in a month can be enjoyed at selected golf courses around the world by the primary cardholder.