- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
5 Reward Points Per ₹200 On Online, Offline & UPI Transactions (Reward Rate - 1.25%)
- Welcome benefits
1,000 RPs and ₹1,000 ixigo Money Voucher on First Transaction Within 30 Days of Card Issuance
- Reward redemption
Redeem Rewards at ixigo App or AU Rewardz
Benefits
- Travel
10% Discount on Flight, Bus & Hotel Bookings
- Domestic lounge
Two Visits Each Quarter on Spends of ₹50,000 or More in the Previous Quarter
- International lounge
1 Per Year, Priority Pass to be Issued on Request
Fees & charges
- Rewards redemption fee
Rs. 99 + GST
- Foreign currency markup
Zero
- Interest rates
3.75% Per Month (45% Annually)
- Fuel surcharge waiver
1% on Fuel Transactions Between Rs. 400 and Rs. 5,000
- Cash advance charges
2.5% of the Transaction Amount or ₹500 Whichever is Higher
Product highlights
- This is a co-branded offering and is best suited for those who prefer booking through the ixigo platform.
- Get monthly discounts on flight and hotel bookings made via ixigo using this card.
- Enjoy 1 international and 8 domestic lounge visits per year.
- Earn 5 reward points per ₹200 spent on online, offline, and UPI transactions.
Pros & cons
Pros
- You can access railway lounges as well as domestic and international airport lounges with this card.
- Despite being lifetime free, there are still welcome benefits associated with this card.
Cons
- This credit card mainly offers travel benefits. Dining and Golf benefits are not provided with it.
- The ₹50,000 spending requirement for airport lounge access is quite high, and with the April 2026 devaluation, the reward rate has also been reduced to just 1.25%.
FAQs
Are there any charges for the add-on cards of the ixigo AU Credit Card?
You can get 3-lifetime free add-on credit cards with the primary ixigo AU Bank Credit Card.
Which category is this card most suited for?
The ixigo AU Credit Card is most suited for customers looking for a travel credit card.
How can I pay my ixigo AU Credit Card bill?
You can pay your ixigo AU Bank Credit Card bill with the ixigo app or, if you are an AU Bank account holder, with the AU 101 app.
Can I make contactless payments with this card?
Yes, you can make contactless payments of up to ₹5,000 with this credit card.
I already have an AU credit card, but I am unable to get the ixigo AU credit card. Why?
Existing AU Credit Cardholders can not apply for another credit card from AU Bank. New users can apply for the ixigo Credit Card.