- Joining fee
Rs. 1,499 + GST
- Annual fee
Rs. 1,499 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
Up To 10% Value Back As Reward Points On IRCTC Train Bookings (AC1, AC2, AC3, Executive Chair Car & Chair Car). Earn 3 Reward Points Per ₹125 Spent On Dining and Utility
- Welcome benefits
1,500 Reward Points
- Reward redemption
1 Reward Point = Re. 1.
Benefits
- Travel
8 complimentary access to railway lounges per year
Fees & charges
- Spend-based waiver
Renewal fee waiver on spends of Rs. 2 lakh
- Rewards redemption fee
Rs. 99
- Foreign currency markup
3.5% on all international transactions
- Interest rates
3.5% per month
- Fuel surcharge waiver
1% fuel surcharge waiver
- Cash advance charges
2.5% of the cash advance or Rs. 500, the higher of the two.
Product highlights
- Up to 3 RP for every Rs. 125 spent.
- Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
- Get a welcome bonus of 1,500 Reward Points.
- Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
- Complimentary access to railway lounges.
- Up to 10,000 miles every night on hotel stays.
- Spend-based renewal fee waiver.
- 1% fuel surcharge waiver.
FAQs
What is the value of 1 Reward Point for this card ?
For the IRCTC SBI Card Premier, 1 Reward Point is equal to Re. 1.
Does this card provide any welcome benefits ?
Yes, the IRCTC SBI Card Premier provides a welcome bonus of 1,500 Reward Points, which is equivalent to Rs. 1,500.
Do I get any complimentary lounge access through this card ?
Yes, you get 2 complimentary railway lounge access every quarter through your IRCTC SBI Card Premier.
What are the categories for which I get 3 Reward Points on every Rs. 125 spent ?
You get 3 Reward Points on every Rs. 125 you spend on dining or standing instructions on utility spends.
Do I earn any Reward Points on fuel transactions ?
No, fuel transactions are not eligible for Reward Points on the IRCTC SBI Card Premier.