IRCTC RuPay BOBCARD Credit Card

Rewards

• Rewards rate

  4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC

• Welcome benefits

  500 Bonus Reward Points on Spending ₹5,000 Within the First 60 Days of Card Issuance

• Reward redemption

  The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against card’s statement balance where 1 RP = Rs. 0.25

Benefits

• Travel

  4 Complimentary Access to Railway Lounges Annually

• Insurance

  You are provided with insurance cover for lost/stolen card

Fees & charges

• Rewards redemption fee

  Nil

• Foreign currency markup

  3.5% on all foreign transactions

• Interest rates

  3.75% Per Month (45% Annually)

• Fuel surcharge waiver

  1% waiver at all fuel stations in India

• Cash advance charges

  2.5% of the amount withdrawn or Rs. 500

Product highlights

• 500 Bonus Reward Points as a welcome benefit.
• 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
• 2 Reward Points per Rs. 100 you spend on other categories.
• Upto 40 Reward Points per Rs. 100 spent on train bookings via the IRCTC website and mobile application.
• Get an add-on card and enjoy added benefits.
• Get four complimentary partner railway lounge access per year.

FAQs