InterMiles ICICI Bank Sapphiro Credit Card

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  • Joining fee

    Rs. 5,000 + GST

  • Annual fee

    Rs. 5,000 + GST

  • Best suited for

    Travel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    5 InterMiles/Rs. 100 on domestic and 7 InterMiles/Rs. 100 on international spends (AmEx variant), 4 InterMiles/Rs. 100 domestic and 5 InterMiles/Rs. 100 on international spends (Visa variant), Accelerated InterMiles on bookings on the InterMiles official website

  • Welcome benefits

    1 year InterMiles Silver Tier membership with 10,000 bonus InterMiles, a discount of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings (AmEx variant), a discount of Rs. 500 on flight bookings and Rs. 1,000 on hotel reservations (Visa variant).

  • Reward redemption

    InterMiles redeemable for flight/hotel bookings on the InterMiles portal from partner airlines/hotel chains

Benefits

  • Movie & dining

    Buy one movie ticket and get up to Rs. 500 off on second ticket on BookMyShow (max 2 times a month), dining benefits with the Culinary Treats program

  • Travel

    Reward Points earned as InterMiles, complimentary Dreamfolks membership with 2 international lounge access and 2 domestic airport spa visits

  • Domestic lounge

    2 complimentary domestic lounge access each with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter

  • International lounge

    2 complimentary international lounge access every year under the Dreamfolks membership

  • Golf

    1 complimentary round of golf per month for every Rs. 50,000 spent in the previous month

Fees & charges

  • Rewards redemption fee

    Rs. 99 (plus applicable taxes) per redemption request

  • Foreign currency markup

    3.5% of the transaction amount

  • Interest rates

    3.5% per month (42% annually)

  • Fuel surcharge waiver

    1% fuel surcharge waived off at all fuel stations across India

  • Cash advance charges

    2.5% of the transacted amount, subject to a minimum amount of Rs. 300

Product highlights

  • InterMiles Silver Tier membership and 10,000 bonus Intermiles as a welcome gift.
  • Joining benefit of a discount of Rs. 750 on flight bookings and Rs. 1,500 on hotel reservations.
  • Annual benefit of 5,000 InterMiles, a discount voucher worth Rs. 500 on flight tickets and Rs. 1,000 on hotel bookings.
  • 5 InterMiles on domestic and 7 InterMiles on international spends on every Rs. 100 spent on the American Express variant.
  • 12.5 InterMiles for Etihad Airways ticket bookings and 10 InterMiles for other flight/hotel spends for every Rs. 100 spent on the American Express variant.
  • 4 InterMiles on domestic and 5 InterMiles on international spends on every Rs. 100 spent on the Visa variant.
  • 10 InterMiles for Etihad Airways ticket bookings and 8 InterMiles for other flight/hotel spends for every Rs. 100 spent on the Visa variant.
  • Complimentary DreamFolks membership with 2 complimentary international lounge visits every year and 2 complimentary domestic airport spa visits every year.
  • 2 complimentary domestic lounge access with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter.
  • Buy one and get up to Rs. 500 off on the second movie ticket on BookMyShow (twice every month).
  • One complimentary round of golf for every Rs. 50,000 spent in the previous month.
  • Dining benefits under the Culinary Treats program.
  • 24×7 concierge service.
  • 1% fuel surcharge waiver at all fuel stations across India.

FAQs

How can I redeem the InterMiles earned on the card?

The InterMiles earned can be redeemed against hotel and flight bookings on the InterMiles official website.

Do I get the 10,000 bonus InterMiles every year?

You get 10,000 bonus InterMiles as the joining benefit (only in the first membership year). However, you do get 5,000 bonus InterMiles every subsequent year the card membership is renewed.

Can I earn unlimited InterMiles.?

No, you can earn a maximum of 60,000 InterMiles in a membership year on your InterMiles ICICI Bank Sapphiro Credit Card. To earn more than that, you will have to pay an uncapping fee of Rs. 7,500.

What is InterMiles uncapping?

As mentioned in the previous answer, you can earn a maximum of 60,000 InterMiles in a given anniversary year on your InterMiles ICICI Bank Sapphiro Credit Card. However, if you still wish to earn more InterrMiles, you can pay an uncapping fee of Rs. 7,500 and continue earning InterMiles without any restriction.