- Joining fee
Rs. 2,500 + GST
- Annual fee
Rs. 2,500 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
3 InterMiles per Rs. 100 on domestic spends, 4 InterMiles per Rs. 100 on international spends with the Visa variant; 4 InterMiles per Rs. 100 on domestic spends, 5 InterMiles per Rs. 100 on international spends the American Express variant, 1 InterMile per Rs. 100 on insurance and utility spends
- Welcome benefits
5,000 bonus InterMiles, flight discount voucher worth Rs. 500 and hotel discount voucher worth Rs. 1,000
- Reward redemption
InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal
Benefits
- Movie & dining
25% discount (max Rs. 150 per month) on movie tickets on BookMyShow & up to 15% discount on dining through the Culinary Treats Programme.
- Travel
Complimentary airport lounge access
- Domestic lounge
2 domestic airport lounge access each quarter (1 lounge access each through American Express & Visa variant).
Fees & charges
- Rewards redemption fee
Rs. 99 (plus applicable taxes) per redemption request
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.5% per month (42% per annum)
- Fuel surcharge waiver
1% fuel surcharge waiver across all HPCL petrol pumps for a maximum fuel transaction of Rs. 4,000.
- Cash advance charges
2.5% of the amount transacted or Rs. 300 (whichever is higher)
Product highlights
- Up to 10 InterMiles on every Rs. 100 spent with the American Express variant and up to 7.5 InterMiles for every Rs. 100 spent with the Visa variant.
- Accelerated InterMiles on flight bookings through intermiles.com.
- 5,000 bonus InterMiles as a welcome benefit.
- 2,500 Intermiles as a renewal benefit.
- 2 complimentary domestic airport lounge access every quarter (if a minimum of Rs. 5,000 were spent in the previous quarter).
- Up to 25% discount (up to Rs. 150) on booking 2 movie tickets in a single transaction on BookMyShow (max two times a month).
- Exclusive discounts on dining bills at partner restaurants through the ICICI Bank Culinary Treats Programme.
- 24*7 concierge services for assistance regarding hotel/flight bookings, table reservations, flower/gift delivery, etc.
- Get a 1% fuel surcharge waiver at all fuel stations across India.
FAQs
What can I do if I want to earn more than 40,000 InterMiles in a year?
The number of InterMiles you can earn through the InterMiles ICICI Bank Rubyx Credit Card is capped at 40,000 InterMiles per year, but if you want to earn more than that then you will have to pay an uncapping fee of Rs. 7,500.
Can I get complimentary domestic lounge access if I have spent Rs. 7,000 in the previous quarter?
Yes, you get 2 complimentary domestic lounge access every quarter on spending Rs. 5,000 or more in the previous quarter.
Does this card provide any renewal benefits?
Yes, the InterMiles ICICI Bank Rubyx Credit Card provides a renewal benefit of 2,500 InterMiles, a flight voucher worth Rs. 250 & a hotel voucher worth Rs. 750 on booking through intermiles.com.
Can I get the renewal fee waived off for my InterMiles ICICI Bank Rubyx Credit Card?
You can get your renewal fee waived off for this card if you are an InterMiles Platinum Tier member.
What should I do if my InterMiles ICICI Bank Rubyx Credit Card is lost?
You should inform the loss instantly to the ICICI bank through their 24*7 customer helpline number.