InterMiles HDFC Bank Platinum Credit Card

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  • Joining fee

    Rs. 1,000 + GST

  • Annual fee

    Rs. 1,000 + GST

  • Best suited for

    Travel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    Earn 4 InterMiles for every Rs. 150 spent on retail transactions and 8 InterMiles on every Rs. 150 spent on Hotel and Flight booking through intermiles.com

  • Welcome benefits

    Earn up to 3,000 Bonus InterMiles as a welcome gift on the basis of your spending.

  • Reward redemption

    The InterMiles that you have been rewarded with can easily be redeemed through www.intermiles.com.

Benefits

  • Travel

    Complimentary domestic lounge access

  • Domestic lounge

    Complimentary Lounge Access at domestic airports – 8 times in a calendar year, maximum 2 times in a quarter

Fees & charges

  • Spend-based waiver

    The renewal fee can be waived off if you have spent Rs. 2.50 Lakhs or more in the previous year.

  • Foreign currency markup

    3.5% (plus applicable taxes)

  • Interest rates

    3.6% per month (or 43.2% annually)

  • Fuel surcharge waiver

    Fuel surcharge waiver of 1% on a minimum spend of Rs. 400 (waiver maximum up-to Rs. 250 per billing cycle) at all the petrol pumps across India

  • Cash advance charges

    2.5% of amount withdrawn or Rs. 500 whichever is higher

Product highlights

  • Welcome benefit of up to 3,000 InterMiles
  • Discount vouchers on hotel and flight bookings
  • 4 InterMiles on every Rs. 150 spent on retail purchases made through InterMiles HDFC Bank Platinum Credit Card
  • 8 InterMiles for every Rs. 150 spent on booking flights and hotels through the InterMiles website.
  • 5% discount on Etihad Airways Economy class tickets and 5x InterMiles for Etihad Airways tickets booked through the intermiles website.
  • Complimentary domestic lounge visits every year.
  • Spend based waiver of the annual fee.

FAQs

What is the annual fee charged on InterMiles HDFC Bank Platinum Credit Card?

You are charged an annual fee of Rs. 1,000 plus applicable taxes.

How do I redeem the InterMiles earned?

The InterMiles can be redeemed against hotel and flight bookings made through intermiles.com.

How to apply for InterMiles HDFC Bank Platinum Credit Card?

Any individual above the age of 21 years can apply for this card. The bank officials with then check your eligibility and issue you the card if they are satisfied with the documents.

Will I have to pay the renewal fee on this card?

You will have to pay the renewal fee of Rs. 1,000 + applicable taxes but it can be waived off if you spend Rs. 2.50 Lakhs or more through this card in the previous year.