- Joining fee
Rs. 2,500 + GST
- Annual fee
Rs. 2,500 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
Get 6 Inter Miles for every retail spend of Rs. 150 and 2x InterMiles on hotel/flight bookings at intermiles.com.
- Welcome benefits
Earn up to 8,000 bonus Inter Miles on the basis of your spending as a welcome gift.Exciting discount vouchers for Flight & Hotel bookings.
- Reward redemption
The Inter Miles you earn through your InterMiles HDFC Bank Signature credit card can be redeemed easily on www.intermiles.com.
Benefits
- Movie & dining
You get exclusive Dine Out Passport membership with great dining offers.
- Travel
You get complimentary domestic as well as International lounge access through VISA Lounge Program, MasterCard Lounge Program, and Priority Pass.
- Domestic lounge
16 complimentary domestic lounge access at selected lounges in India.
- International lounge
Up to 5 complimentary visits to International lounges via priority pass
Fees & charges
- Spend-based waiver
You can get the renewal fee waived off if you have spent Rs. 3 lacs or more in the previous year.
- Rewards redemption fee
Rs. 99 (plus applicable taxes)
- Foreign currency markup
2% on all foreign currency spends
- Interest rates
3.6% per month
- Fuel surcharge waiver
2.5% fuel surcharge will be replaced by a convenience fee of 1% plus GST.
- Cash advance charges
2.5% of the transacted amount or Rs. 500 (whichever is higher)
Product highlights
- Welcome benefit of up to 8,000 InterMiles.
- 6 Inter Miles on every spend of Rs. 150 on retail purchases using your InterMiles HDFC Bank Signature Credit Card.
- 2x Inter Miles on every spend of Rs. 150 on flight bookings on the intermiles website.
- 2x Inter Miles on every spend of Rs. 150 on hotel bookings on www.intermiles.com/hotels.
- Complimentary Priority Pass membership.
- 16 complimentary domestic lounge visits per year
- 5 free visits to International lounges every year through the Priority Pass membership.
- Exclusive Dine out Passport membership.
- The renewal fee is waived off on spending Rs. 3 lacs or more in the previous year.
- 1% fuel surcharge waiver.
Pros & cons
Pros
- InterMiles as welcome benefit and reward points
- Domestic and international lounge access with Priority Pass
- Low forex markup fee of 2% of the transaction amount
Cons
- InterMiles can only be used for travel bookings on the InterMiles website
- Other travel credit cards offer more redemption options
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21 Years – 60 Years | 21 Years – 65 Years |
| Income | Minimum Rs. 90,000 per month | Minimum Rs. 12,00,000 per annum (as per ITR) |
FAQs
Can I use the Priority Pass to access lounges within India ?
Yes, you can use the priority pass to access lounges within India, but for that, you will be charged a fee of US $ 27 + GST per person per visit.
What should I do if I lose my InterMiles HDFC Bank Signature credit card ?
You should just inform the loss to the customer helpline as soon as you realize it. Once your card is reported lost, you won’t be responsible for any fraudulent purchases done through your card.
What is the Foreign currency markup fee on this card ?
The foreign currency markup fee on InterMiles HDFC Bank Signature credit card is 2%.
Does the card provide any dining benefits ?
Yes, the InterMiles HDFC Bank Signature Credit Card provides exclusive dining offers and Dineout Passport membership.
Does the card provide any discount on Hotel bookings ?
Yes, you get Hotel Discount vouchers worth Rs. 2000 in the first year and vouchers worth Rs. 1000 from the second year.
Does this card provide any renewal benefits?
Yes, this card provides you with 6,000 bonus intermiles and complimentary flight & hotel discount vouchers as renewal benefits.