Travel on Points
Business Cards

IndusInd Bank Vrddhi Business Card

  • Joining fee

    Rs. 10,000 + GST

  • Annual fee

    Rs. 4,999 + GST

  • Best suited for

    Business Expenses

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 RPs for Every Rs. 100, 4 RPs on Rs. 100 Spent Internationally & Early Payment Benefit of 100 RPs

  • Welcome benefits

    Vouchers Worth Rs. 10,000

  • Reward redemption

    At IndusMoments

Benefits

  • Movie & dining

    100% Dining Discount Up to Rs. 250 with EazyDiner

  • Domestic lounge

    3 Complimentary Visits Per Quarter

  • Insurance

    Travel & Business Insurance is Included

Fees & charges

  • Spend-based waiver

    Annual Fee Waiver on Spends of Rs. 1 Lakh

  • Foreign currency markup

    1.89% of the Total Amount

  • Interest rates

    1.99% Monthly & 23.88% Yearly

  • Fuel surcharge waiver

    1% on Fuel Transactions Between Rs. 400 and Rs. 4000

Product highlights

  • Low rate of interest.
  • 2 RPs for every Rs. 100 spent and 4 RPs on international spends made with this card.
  • 1% fuel surcharge waiver.

Pros & cons

Pros

  • This credit card has a low monthly interest rate of 1.99%.
  • You get free lounge access with this card.

Cons

  • Although you get benefits worth the same, the joining fee of Rs. 10,000 is quite high.
  • There aren’t any golf or movie benefits associated with this card.

FAQs

Can I use my IndusInd Bank Business Card outside of India?

Yes, you can use your IndusInd Bank Business Card outside of India.

Will I earn reward points on offline spends?

Yes, with the IndusInd Bank Business Card, you shall earn reward points for offline and online spends.

If I pay my credit card bill before the due date, will I receive any rewards?

You shall receive 100 Reward Points for making early bill payments.