IndusInd Bank Saarthi Business Card
- Joining fee
2,500 + GST
- Annual fee
1,499 + GST
- Best suited for
Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
1 RP on Rs. 100 Spent, 2 RP for Rs. 100 Spent Internationally & 50 RPs on Early Payment
- Welcome benefits
Brand Vouchers Worth Rs. 2,500
- Reward redemption
At IndusMoments
Benefits
- Movie & dining
100% Dinning Discount Up to Rs. 250 With EazyDiner
- Domestic lounge
2 Lounge Access Per Quarter
- Insurance
Business Insurance Up to Rs. 3 Lakh & Travel Insurance Up to Rs. 1 Lakh
Fees & charges
- Spend-based waiver
Waiver of Annual Charges on Spends of Rs. 1 Lakh
- Foreign currency markup
3.5% of the Total Amount
- Interest rates
2.49% Per Month
- Fuel surcharge waiver
1% on Fuel Transactions Between Rs. 400 and Rs. 4000
- Cash advance charges
2.5% of the Amount
Product highlights
- Lower interest rate.
- 1 RP for domestic transactions and 2 RPs for international ones.
- Domestic lounge access is included.
- Contactless payments can be made with this card.
Pros & cons
Pros
- This card offers business insurance, which is very beneficial and cannot be availed with personal credit cards.
- For ease of travel, free airport lounge access is included with the Saarthi Business Credit Card.
Cons
- Since this card is on the Visa network, it cannot be linked to UPI.
- While free access to domestic lounges is available, there is no access provided to international lounges.
FAQs
What is the interest-free period with this business credit card?
You would get up to 45 days of interest-free period with this credit card.
Can I make contactless payments with the Saarthi Card?
Yes, you can make contactless payments with this card. The maximum limit for each contactless payment is Rs. 5,000. You can make 5 such transactions each day.
What is the customer care number of IndusInd Bank?
You can contact IndusInd Bank at 1860 267 7777.