- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction
- Reward redemption
1 RP = Rs 0.35. RPs Can Also Be Redeemed on Indus Moments
Benefits
- Insurance
Travel Insurance is Provided
Fees & charges
- Rewards redemption fee
Rs. 100
- Foreign currency markup
3.5%
- Interest rates
3.95% Per Month (47.40% Per Annum)
- Fuel surcharge waiver
1% Fuel Surcharge Waiver (Rs. 40 Monthly & Rs. 480 Annually)
- Cash advance charges
2.5% of the Total Transaction Amount or Rs. 300 Minimum
Product highlights
- Earn 2 RPs on Rs. 100 Spent on UPI Transactions
- Earn 1 RP on Rs. 100 Spent on Non-UPI Transactions
Pros & cons
Pros
- You can use this credit card and make transactions with your UPI apps like Google Pay, Paytm, etc.
- This is a lifetime free credit card with no annual or renewal charges.
Cons
- This card does not provide any lounge access or dining/movie benefits.
FAQs
What are the annual charges for this card?
This is a lifetime free offering by IndusInd Bank. There are no annual or renewal charges associated with this card.
Can I link this card to Google Pay?
Yes, the IndusInd Bank Platinum RuPay Credit Card can be linked to the UPI application of your choice.
Does the IndusInd Platinum RuPay Credit Card have lounge access?
No, this card doesn’t have any complimentary lounge access with it.