- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.
- Reward redemption
1 RP = ₹0.40 While Redeeming Points Against Cash. For Non-Cash Redemption 1 RP = ₹0.60
Benefits
- Insurance
Complimentary Air Accidental death cover worth Rs. 25 Lakhs.
Fees & charges
- Rewards redemption fee
Rs. 100
- Foreign currency markup
3.5% of the transacted amount.
- Interest rates
3.83% p.m. (46% p.a.)
- Fuel surcharge waiver
1% fuel surcharge waiver on transcations between Rs. 400 and Rs. 4,000 at all fuel stations in India.
- Cash advance charges
Rs. 300 or 2.5% of the amount withdrawn, higher of the two.
Product highlights
- 1.5 reward points on every ₹ 150 spent on this card (except on fuel).
- Get a complimentary air accidental death cover of up to ₹ 25 lakh.
- 1% fuel surcharge waiver.
- 24*7 concierge services & auto assist
FAQs
Does this card provide any movie and dining benefits?
Unfortunately, the IndusInd Bank Platinum Credit Card doesn’t provide any benefits on movies and dining as of now. The previous offers were valid till 31st March 2021.
Do add-on members have the privilege to enjoy golf benefits?
No, the IndusInd Bank doesn’t provide golf benefits to add-on members on Platinum Credit Card.
What is the interest charged on this card?
This credit card charges an interest rate of 3.83% per month on the overdue amount.