- Joining fee
Nil
- Annual fee
₹25,000 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
3 RPs for All Eligible Spends and 0.7 RPs on Select Categories (Utilities, Education, Government Transactions)
- Welcome benefits
6,000 Reward Points (On Spends of ₹1 Lakh)
- Reward redemption
Redeem Points at Indus Moments. You Can Redeem at a 1:1 Ratio for Cash Credit, Airmiles, and Gift Vouchers
Benefits
- Movie & dining
2 Free Movie Tickets Each Month. Upto ₹6,000 Discount on Dining Each Year With EazyDiner
- Travel
0% Forex Fees
- Domestic lounge
Unlimited Domestic Airport Lounge Access
- International lounge
Unlimited International Airport Lounge Access (Through Priority Pass)
- Golf
Unlimited Domestic Golf Lessons and Games
- Insurance
Overseas Medical Insurance of USD 25,000 and More
Fees & charges
- Spend-based waiver
Annual Fee Waiver on Spends of ₹10 Lakh or More in a Year
- Foreign currency markup
Zero Forex Charges
- Interest rates
2% Monthly (24% Annually)
- Fuel surcharge waiver
1% Fuel Surcharge Waived on Transactions Between ₹500 and ₹10,000
- Cash advance charges
Nil
Product highlights
- The IndusInd Pioneer Private Credit Card is one of the most luxurious offerings by the bank.
- One can avail of Buy One Get One Free on movie and non-movie ticket bookings.
- One of the exclusive features of this card is the unlimited complimentary domestic and international airport lounge access.
- Cardholders shall also be eligible for unlimited golf lessons across India.
Pros & cons
Pros
- There are no Forex markup charges associated with this card, which is very useful as international travelers can easily make purchases abroad without incurring extra charges.
Cons
- Although this credit card has numerous benefits, it does not offer any reward points for fuel.
FAQs
Is the IndusInd Pioneer Private credit card lifetime free?
The IndusInd Pioneer Private credit card has no joining fee, but there is an annual charge of ₹25,000. Customers who lose the Pioneer Private Status will be charged ₹50,000 annually for this card.
How many reward points shall I earn for travel?
Cardholders shall be awarded 3 Reward Points/₹100 spent on all spends except those in the special exempted categories like Transportation & Tolls, Utilities, Insurance, Educational Institutions, Telecommunications, Security Brokers, Cleaning and Maintenance, Janitorial Services, and Government Institutions.
What is the interest-free period with the Pioneer Private Credit Card?
Cardholders shall be eligible for an interest-free credit period of 50 days.
Does the IndusInd Pioneer Private have a low forex markup charge?
Yes, the IndusInd Pioneer Private has a zero forex markup charge. This means that when making international transactions, you will not have to pay any additional charges.
When shall my reward points earned with Pioneer Private Credit Card expire?
All reward points earned with this card will remain valid and active until your credit card account is live. So, as long as your credit card account remains active, you will not have to worry about reward point expiry.
Are complimentary golf lessons available to both primary and add-on cardholders?
No, only primary Pioneer Private Credit Cardholders are eligible for free golf lessons and games. To be eligible for this benefit, primary cardholders would need to spend ₹50,000 on the previously generated statement.