IndusInd Bank Pioneer Legacy Credit Card

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  • Joining fee

    ₹50,000 + GST

  • Annual fee

    Nil

  • Best suited for

    Movies, Travel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

  • Welcome benefits

    Gift Vouchers from Oberoi/Luxe

  • Reward redemption

    1 RP = ₹1 for Redemption for Cash

Benefits

  • Movie & dining

    Buy 1 Get 1 free offer on movie tickets on BookMyShow

  • Domestic lounge

    1 complimentary domestic lounge access every quarter

  • International lounge

    2 complimentary international lounge access every quarter with the Priority Pass.

  • Golf

    2 Free Golf Games Each Month on Spends of ₹25,000 in the Previous Statement Cycle

  • Insurance

    Lost Liability Cover

Fees & charges

  • Rewards redemption fee

    Rs. 100

  • Foreign currency markup

    1.8% on all foreign currency transactions

  • Interest rates

    3.83% per month ( 46% per annum)

  • Fuel surcharge waiver

    1% surcharge waiver on fuel transactions made between Rs. 400 and Rs. 4,000

  • Cash advance charges

    Nil

Product highlights

  • Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs 5,000 as a welcome benefit.
  • 2 Reward Points on every Rs. 100 spent on weekends & 1 Reward Point on every Rs. 100 spent on weekdays.
  • 4,000 bonus reward points every year on achieving the milestone spend.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
  • Complimentary domestic & international lounge access.
  • Complimentary golf games at selected golf courses.
  • Low foreign currency markup fee of 1.8%.
  • 24×7 Concierge services
  • 1% fuel surcharge waiver.

FAQs

What is the annual fee charged on this credit card?

You are not charged any annual fee. However, you have to pay a joining fee of ₹50,000 (first-year only).

Do I get charged any cash withdrawal fee for this credit card?

No, you do not get charged with any fee on cash advances with this card. You get an absolute waiver on the cash advance fee with this card.

What is the reward rate offered against cash credit?

1 Reward Rate = ₹1 on redemption against cash credit