IndusInd Bank Pioneer Heritage Credit Card

Apply Now
  • Joining fee

    ₹100,000 + GST

  • Annual fee

    ₹25,000 + GST

  • Best suited for

    Movies, Travel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.

  • Welcome benefits

    Montblanc or Qwikcilver (Woohoo) Vouchers

  • Reward redemption

    1 RP = ₹1 When Points Are Redeemed Against Statement Credit. RPs Can Also Be Converted to KrisFlyer Miles and Maharaja Club Points

Benefits

  • Movie & dining

    BookMyShow BOGO Offer – Up To 4 Free Tickets Per Quarter, Capped At ₹1,000 Per Ticket

  • Travel

    Zero Forex Charges for International Spends

  • Domestic lounge

    Unlimited Domestic Lounge Access

  • International lounge

    Unlimited Visits

  • Golf

    4 Complimentary Games And 4 Complimentary Lessons Per Month

  • Insurance

    Complimentary air accident protection cover worth upto Rs 2.5 crore on this credit card

Fees & charges

  • Spend-based waiver

    Waiver of Annual Charges on Spends of ₹10 Lakh

  • Rewards redemption fee

    Waived

  • Foreign currency markup

    Waived

  • Interest rates

    2.99% Per Month (36% Per Annum)

  • Fuel surcharge waiver

    Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 4,000.

  • Cash advance charges

    Nil

Product highlights

  • A Montblanc or Qwikcilver (Woohoo) e-gift voucher as a welcome gift.
  • For every Rs. 100 spent on international transactions, you will get 2.5 Reward Points.
  • For every Rs. 100 spent on domestic transactions, you will get 1 Reward Point.
  • Buy 1 Get 1 offer on movie ticket bookings with BookMyShow
  • Get Up to Rs. 3,000 off on your Dining Spends
  • Complimentary Domestic and International lounge access

FAQs

What is maximum reward point limit capped on this credit card?

A maximum of 30,000 reward points can be accumulated per statement cycle

What is the minimum redeemable reward points against cash credit and airmiles?

A minimum of 500 reward points can be redeemed

Do I get an Unlimited Lounge access with Pioneer Heritage Metal credit card?

Yes, you do get unlimited lounge access with a Pioneer Heritage Metal credit card.

What is a interest rate charged on this credit card?

You get charged with an interest rate of 2.99% per month