IndusInd Bank Pinnacle World Credit Card

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  • Joining fee

    ₹15,000 + GST

  • Annual fee

    Nil

  • Best suited for

    Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.

  • Welcome benefits

    Choose any one benefit from, a Luxe gift card, a complimentary night stay at Oberoi hotels, or gift vouchers from brands like Hush Puppies, BATA, Titan, Pantaloons, Raymond, etc.

  • Reward redemption

    1 RP = ₹0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and Maharaja Club Points

Benefits

  • Movie & dining

    BOGO on Movie Ticket Bookings Up to ₹200 (Thrice Each Month)

  • Travel

    Complimentary Priority Pass Membership

  • Domestic lounge

    1 Free Visit Each Quarter

  • International lounge

    1 Complimentary International Lounge Visit With Priority Pass

  • Golf

    1 Complimentary Golf Lesson and 1 Golf Game Every Month

Fees & charges

  • Spend-based waiver

    Nil

  • Rewards redemption fee

    For Cash Redemption – ₹149 + GST

  • Foreign currency markup

    International usage charges of 3.5%

  • Interest rates

    3.83% Per Month (46% Per Annum)

  • Fuel surcharge waiver

    1% fuel surcharge waiver applicable on all fuel transactions

  • Cash advance charges

    2.5% of Cash Advance (Minimum Charge of ₹300)

Product highlights

  • Exciting gift vouchers from popular brands like Oberoi Hotels, Luxe, Postcard, etc., can be used as a welcome gift.
  • Up to 2.5 Reward Points per ₹100 spent.
  • Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • Complimentary access to domestic & international airport lounges.
  • 24 complimentary golf rounds annually.
  • 1% fuel surcharge waiver.

FAQs

What is the renewal fee charged on the IndusInd Pinnacle credit card?

The card carries no annual charges. However, the joining fee for the Pinnacle card is ₹14,999.

What is the interest rate charged on the Pinnacle IndusInd Card?

The interest rate charged on this credit card is 3.83% per month and 46% per annum.

What reward rate is offered on redemption against statement cash?

1 Reward Point = ₹0.75 offered for redemption against statement cash using the IndusInd Pinnacle Credit Card.