- Joining fee
Rs. 249 + GST
- Annual fee
Nil
- Best suited for
Movies, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries, dining, & shopping, and 2 PAYBACK Points on other spends.
- Welcome benefits
1,000 PAYBACK points after paying the joining fee
- Reward redemption
Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. 1 PAYBACK Point = Re. 0.25.
Benefits
- Insurance
Covers personal air accident insurance up to Rs. 25 lakhs.
Fees & charges
- Rewards redemption fee
Rs. 100
- Foreign currency markup
3.5% on all foreign transactions
- Interest rates
3.83% p.m. (46% p. a.)
- Fuel surcharge waiver
Get 1% fuel surcharge waiver on transactions between Rs. 400 – Rs. 4000 at fuel stations in India.
- Cash advance charges
2.5% of the advance amount (minimum of Rs. 300)
Product highlights
- Get 1,000 Payback points as a welcome gift.
- Get complimentary access to PAYBACK Plus membership.
- 20 Payback points per Rs. 100 spent on movies.
- 5 Payback points per Rs. 100 spent on dining, groceries, and shopping.
- 2 Payback points for all spends of Rs. 100.
- Avail personal air accident insurance cover up to Rs. 25 lakhs.
- Get complimentary access to auto assist.
- 1% fuel surcharge waiver.
FAQs
Does the IndusInd Bank Payback Credit Card provide any movie and dining benefits?
Yes, the IndusInd Bank Payback Credit Card does provide benefits on dining and movies. You can earn 20 payback points per Rs. 100 spent on movie tickets and 5 payback points per Rs. 100 spent on dining.
What is the interest charged on the IndusInd Bank Payback Credit Card?
The IndusInd Bank Payback Credit Card charges a 3.83% interest per month.
What are the joining and annual fees of this card?
The joining for the IndusInd Bank Payback Credit Card is Rs. 249 plus GST. There is no renewal fee on this card.
Do I get lounge access on the IndusInd Bank Payback Credit Card?
No, the IndusInd Bank does not provide any lounge access on the IndusInd Bank Payback Credit Card.