- Joining fee
₹499 + GST
- Annual fee
Nil
- Best suited for
Fuel
- Reward type
Reward Points
Rewards
- Rewards rate
12 Smiles/₹100 Spent at Jio-bp Stations. 5 Smiles/₹100 Spent at Dining, Supermarket & Grocery. All Other Spends Shall Be Eligible for 2 Smiles/₹100 Spent
- Welcome benefits
400 Smiles on First Transaction at Jio-bp Station and Complimentary Wildbean Cafe Coupon Worth ₹200 on First Transaction at Wildbean Cafe
- Reward redemption
1 Smile = ₹0.25
Benefits
- Travel
Roadside Assistance Service in Delhi, Mumbai, Kolkata, Pune, Chennai, and Bangalore
Fees & charges
- Spend-based waiver
Joining Fee Waiver on Spends of ₹10,000 or More in the First 30 Days
- Foreign currency markup
3.5%
- Interest rates
Monthly – 3.95% | Annual – 47.40%
- Fuel surcharge waiver
1% Waiver Only at Jio-bp Stations
- Cash advance charges
2.5% (Minimum ₹300)
Product highlights
- This is a fuel-dedicated credit card.
- This card carries a joining charge of ₹499 + GST which can be waived by spending ₹10,000 in the first 30 days of card issuance.
- 1% Fuel surcharge waiver on Jio-bp spends.
Pros & cons
Pros
- This is one of the most affordable fuel credit cards in the country, most suited for those who refuel at Jio-bp stations.
Cons
- The roadside assistance benefit offered with this card is currently available only in major cities, including Delhi, Mumbai, Kolkata, Pune, Chennai, and Bangalore.
FAQs
Is the IndusInd Bank Jio Mobility+ Credit Card lifetime free?
No, the IndusInd Bank Jio-bp Mobility+ Credit Card is not lifetime free. You pay a joining fee of ₹499 + GST, but this fee can be waived if you spend ₹10,000 or more within the first 30 days of the card being issued. After the first year, the card has no annual fee (zero annual charges) from the second year onwards.
Can this card be used for UPI payments?
Yes, since this card is issued on the RuPay network, it can be used for UPI payments, and cardholders will continue to earn reward points on eligible UPI transactions.