IndusInd Bank Indulge Credit Card

Rewards

Rewards rate
1.5 Reward Points/₹100 Spent
Reward redemption
Reward Points Redeemable Against Cash Credit, IndusMoments, or KrisFlyer Miles

Movie & dining
Buy One Get One Offer on BookMyShow (Capped at ₹700). ₹3,000 Voucher from EazyDiner (Twice Each Year)
Travel
Complimentary Priority Pass
Domestic lounge
6 Lounge Visits Each Quarter on Spends of ₹5 Lakh Per Quarter
International lounge
Four Complimentary International Lounge Access Using Priority Pass
Golf
4 Golf Games and 4 Free Golf Games (Per Month)
Insurance
Lost Liability Cover

Spend-based waiver
Annual Fee Waiver on Spends of ₹10 Lakh Each Year
Rewards redemption fee
Rs. 100
Foreign currency markup
1.8% + GST
Interest rates
1.79% per month (or 21.48% annually)
Fuel surcharge waiver
1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.
Cash advance charges
Wavied

1.5 Reward Points for every Rs. 100 spent using the card.
Reward Points are redeemable against Airmiles, cash credit, or IndusMoments.
Complimentary domestic and international lounge access.
Complimentary Priority Pass membership.
Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
Complimentary access to golf games at selected golf courses.
Lost card liability protection from up to 48 hours prior to the time of reporting the loss of the card.

What is the validity of IndusInd reward Points?

The IndusInd Reward Points are valid for 1 year from the date of accrual. Unsued points expire after 1 year.

Is there a minimum number of Reward Points that I must have earned before they can be redeemed?

Yes, you must have accrued a minimum of 500 Reward Points before you can redeem them.

Do I get complimentary international lounge access with this card?

Yes, you do get 4 complimentary international lounge access per quarter with Priority Pass membership with this credit card.