IndusInd Bank Iconia Visa Credit Card

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  • Joining fee

    Rs. 3,499 + GST

  • Annual fee

    Nil

  • Best suited for

    Movies

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    0.75 Reward Point for every spend of Rs. 100 on weekdays. 1 Reward Point for every spend of Rs. 100 on weekends.

  • Welcome benefits

    The card provides various welcome benefits in the form of gift cards and vouchers that include Montblanc, Luxe Gift card, the Postcard hotel, and vouchers/gift cards for Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and many more.

  • Reward redemption

    1RP = Re. 1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.

Benefits

  • Movie & dining

    Buy 1 get 1 free offer on movie tickets on Bookmyshow.

  • Travel

    Complimentary Priority Pass Membership for you and your add-on cardholder.

  • Golf

    Complimentary golf games and lessons at several leading golf clubs in India.

  • Insurance

    Insurance coverage for lost baggage, delayed baggage, lost passport, lost ticket, and missed connection is provided.

Fees & charges

  • Spend-based waiver

    Nil

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5% on all foreign currency spends

  • Interest rates

    3.83% per month

  • Fuel surcharge waiver

    1% fuel surcharge waiver is provided.

  • Cash advance charges

    2.5% of the transacted amount or Rs. 300 (whichever is higher)

Product highlights

  • Gift cards and vouchers for various brands, including, BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart, etc as a welcome benefit.
  • 0.75 Reward Point for every spend of Rs. 100 on weekdays and 1 Reward Point for every Rs. 100 spent on weekends.
  • Get 0.70 Reward points for every Rs. 100 spent on utility bills, insurances, government charges, and educational institutions fees.
  • Get complimentary priority pass membership.
  • 1 complimentary movie ticket every month.
  • One complimentary golf lesson and 1 game every quarter.
  • 1% fuel surcharge waiver.

FAQs

Does the card provide complimentary lounge access using the Priority Pass ?

No, the card doesn’t provide any complimentary lounge access, but it provides you complimentary Priority Pass membership, which you can use to access lounges at a charge of US $27 + GST.

What are the cash advance charges on this card ?

The cash advance charge on IndusInd Bank Iconia Visa credit card is 2.5% of the amount withdrawn subject to a minimum of Rs. 300.

How many free movie tickets do I get through Bookmyshow every month ?

You get 1 free movie ticket every month on booking movie tickets on Bookmyshow using your IndusInd Bank Iconia Visa credit card.

How many Reward Points are equal to 1 Rupee ?

1 Reward Point = 1 Rupee for this card.

Does the card provide an air accident insurance cover ?

Yes, the IndusInd Bank Iconia Visa credit card provides an insurance cover worth Rs. 25 lacs in case of an air accident.