IndusInd Bank Iconia Amex Credit Card

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  • Joining fee

    Rs. 3,500 + GST

  • Annual fee

    Nil

  • Best suited for

    Movies, Travel, Dining

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs 100 spent on weekends.

  • Welcome benefits

    You get exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards, and vouchers from popular brands like Flipkart, Big Bazaar, and many more.

  • Reward redemption

    1 Reward Point = Rs 1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.

Benefits

  • Movie & dining

    Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow.

  • Travel

    You get Complimentary Domestic lounge access with this AMEX card and a complimentary priority pass membership.

  • Domestic lounge

    8 Complimentary domestic lounge access every year using this credit card.

  • Golf

    1 complimentary golf game and 1 golf lesson every quarter.

  • Insurance

    Personal Air Accident cover worth Rs. 25 lakhs

Fees & charges

  • Rewards redemption fee

    Rs. 100 per redemption request.

  • Foreign currency markup

    3.5% on all international transactions

  • Interest rates

    3.83% per month ( 46% per annum)

  • Fuel surcharge waiver

    1% fuel surcharge waiver on transactions at all fuel stations across India.

  • Cash advance charges

    2.5% on withdrawal amount subject to a minimum charge of Rs 300

Product highlights

  • Get exclusive hotel and shopping gift vouchers as a welcome benefit
  • Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow and Sathyam Cinema
  • 1.5 RP on every Rs. 100 spent on weekdays & 2 RP on every Rs 100 spent on weekends.
  • Access to leading domestic airport lounges.
  • Complimentary Priority Pass Membership.
  • Complimentary golf games and lessons hosted at various locations.
  • 24×7 Concierge service and Auto Assistance
  • 1% fuel surcharge waiver on transactions at all fuel stations across India.
  • Personal Air Accident cover worth Rs. 25 lakhs

FAQs

What is minimum threshold limit for redeeming reward point for AirMiles?

The minimum threshold limit for redeeming reward points for AirMiles is 500 reward points.

Is there any renewal fee charged on this credit card?

No, there is no renewal fee charged on this credit card

Do I get a spend based waiver on joining fee with this card?

No, you do not get any spend-based waiver on the joining fee with this credit card.

What is the capped limit of the tickets booked with BookMyShow?

Tickets are capped at Rs 200 per ticket using your credit card on BookMyShow

What is interest rate charged on this credit card?

3.83% per month (46% per annum)