- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
4 RPs from 1st to 4th Transaction, 8 RPs from 5th to 10th Transaction and After That 10 RPs for Each Transaction
- Welcome benefits
Free 3-Month Zomato Gold Membership
- Reward redemption
RPs Can Be Redeemed for Cash Credit, AirMiles or at IndusMoments
Benefits
- Movie & dining
3 Month Zomato Gold Membership
- Insurance
Air Accident Cover up to Rs. 1 Lakh
Fees & charges
- Foreign currency markup
3.5% of the Transaction Amount
- Interest rates
3.95% Per Month (47.40% Per Annum)
Product highlights
- This is a virtual credit card.
- You will get a Zomato Gold 3-Month membership as a welcome benefit with this card.
- You earn increasing Reward Points after a set of transactions, and after the 10th transaction in a statement cycle, you get 10 RPs on each transaction.
Pros & cons
Pros
- With a certain number of successful transactions, you will earn more and more reward points and beyond the 10th transaction, you shall get 10 RPs.
- You will get a complimentary 3-Month Zomato Gold membership.
Cons
- One Reward Point is equal to Rs. 0.35 (Cash Credit Redemption), which is relatively low.
- You do not get any complimentary lounge access with this credit card.
FAQs
What is the value of a Reward Point if I redeem it for Cash Points?
The Reward Points earned via the IndusInd Bank ePay Amex Credit Card carry a value of Rs. 0.35 if redeemed for Cash Points.