IndusInd Bank Crest Credit Card

Rewards

• Rewards rate

  2.5 RPs/₹100 Spent Internationally and 1 Reward Points Spent Domestically

• Reward redemption

  1 RP = ₹0.75 for Redeeming Against Cash Credit and 2 RPs = 1 KrisFlyer Miles

Benefits

• Movie & dining

  BOGO on Movie Ticket Booking

• Travel

  LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.

• Domestic lounge

  2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.

• International lounge

  2 complimentary international lounge visits every quarter with the LoungeKey membership

• Golf

  2 Golf Lessons and 2 Golf Games Each Month

• Insurance

  Lost Liability Cover

Fees & charges

• Spend-based waiver

  Annual membership fee waived off on spending Rs. 20,00,000 in the previous year

• Rewards redemption fee

  Rs. 100

• Foreign currency markup

  3.5% + GST

• Interest rates

  2.99% per month (or 36% annually)

• Fuel surcharge waiver

  Waived for transactions between Rs. 400 and Rs. 4,000

• Cash advance charges

  2.5% of the advanced amount, subject to a minimum amount of Rs. 300

Product highlights

• Reward Points can be transferred to partner airlines’ AirMiles programs or redeemed against Cash Credit.
• Complimentary access to domestic and international lounges.
• Complimentary golf lessons and golf games every month with the exclusive golf program and MasterCard golf program each.
• Buy One Get One offer on BookMyShow movie tickets (max three free tickets/month). The free ticket price is capped at ₹700, and there is an additional discount of ₹50 on selecting the F&B option.
• Up to ₹3,000 off on dining bills at over 100 partner restaurants.
• Lost card liability covers up to 48 hours prior to reporting the loss of the card.

FAQs