
- Joining fee
₹25,000 + GST
- Annual fee
₹5,000 + GST
- Best suited for
Movies, Travel
- Reward type
Reward Points
Rewards
- Rewards rate
1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.
- Welcome benefits
Vouchers Worth ₹25,000
- Reward redemption
Redeem Points for Airmiles 1 RP = 1 Airmile. For Cash 1 RP = ₹0.75
Benefits
- Movie & dining
Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow.
- Travel
Get complimentary airport lounge visits
- Domestic lounge
Unlimited Free Domestic Airport Lounge Access on Spends of ₹1.5 Lakh or More in the Previous Quarter
- International lounge
2 complimentary international lounge access per quarter
- Golf
1 Complimentary Golf Game & Golf Lesson Each Month
- Insurance
Travel Insurance is Included
Fees & charges
- Spend-based waiver
The renewal fee is waived off on spending Rs. 10 lakhs or more in the last year.
- Rewards redemption fee
₹100 + GST
- Foreign currency markup
3.5% on all foreign currency spends
- Interest rates
2.99% per month
- Fuel surcharge waiver
1% fuel surcharge waiver across all fuel stations.
- Cash advance charges
2.5% of the cash withdrawn or Rs. 300 (whichever is higher)
Product highlights
- Get up to 3 Reward Points per ₹100 spent using your IndusInd Bank Celesta Credit Card.
- Reward Points are redeemable against Cash credit.
- Vouchers worth ₹25,000 each from Oberoi Hotels & Montblanc as a welcome gift.
- 20% discount on movies at BookMyShow.
- Buy 1 get 1 free (BOGO) offer on movie tickets.
- Unlimited complimentary domestic airport lounge access and two international lounge accesses per quarter with the Priority Pass membership
- Spend-based renewal fee waiver.
- Complimentary golf lessons and golf games every month.
- Insurance coverage against several categories.
- 1% waiver on fuel surcharge.
FAQs
How many Reward Points do I get on utility bill payments through this card?
With your IndusInd Bank Celesta Credit Card, you get 0.70 Reward Points on every ₹100 you spend on utility bill payments.
What is the joining fee of this card?
The joining fee of the IndusInd Bank Celesta Credit Card is ₹25,000.
Does this card provide any Golf privileges?
Yes, the IndusInd Bank Celesta Credit Card provides one complimentary golf game and one golf lesson every month.
How many times can I avail of the ‘Buy 1 get 1 free’ offer on movie tickets on BookMyShow?
You can avail of the buy 1 get 1 free offer 3 times every month on BookMyShow through your IndusInd Bank Celesta Credit Card.
What is the interest rate on this card?
The interest rate on the IndusInd Bank Celesta Card is 2.99% per month.