- Joining fee
₹10,000 + GST
- Annual fee
₹5,000 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
6X Avios/₹200 at Preferred Destinations (POS Only), 5X Avios/₹200 for Spends on Qatar/British Airways Website, 3X Avios/₹200 for Online Spends at Preferred Destinations and 1X Avios/₹200 for Spends on Utilities, Insurance and Government Services
- Welcome benefits
20,000 Bonus Avios
- Reward redemption
Avios earned can be redeemed against a host of different options at the Qatar Airways or British Airways website
Benefits
- Travel
Airport meet and greet, complimentary domestic and international lounge access, 10% discount on Qatar Airways flights from India
- Domestic lounge
2 domestic lounge access per quarter
- International lounge
2 international lounge access per quarter with Priority Pass
- Insurance
Travel Insurance, Air Accident Cover, and International Travel Health Insurance
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
1.5% at Preferred International Destinations and 3.5% Everywhere Else
- Interest rates
3% Per Month and 36% Per Annum
- Fuel surcharge waiver
1% Waiver for Fuel Spends Between ₹500 and ₹10,000
- Cash advance charges
Nil
Product highlights
- Bonus 20,000 Avios as a welcome benefit.
- 2x Avios per Rs. 200 spent on Qatar or British Airways website and 1x Avios on other domestic and international spends.
- 5x Avios per Rs. 200 spent at preferred international destinations.
- Low forex markup fee of 1.5% at preferred international destinations.
- Up to 36,000 Avios as a milestone benefit on reaching the target spend.
- Bonus 5000 Avios as a renewal benefit.
- 2 International lounge access per quarter with Priority Pass membership and 2 domestic lounge access per quarter.
- Airport meet and greet service and personal concierge service.
- Travel-related insurance benefits and 1% fuel surcharge waiver.
FAQs
What are the joining and annual fees of the card?
The IndusInd Bank Avios Visa Infinite credit card has a joining fee of ₹10,000 plus taxes and an annual fee of ₹5,000 plus taxes that has to be paid after 12 months of card issuance.
What are the welcome benefits of the card for those who opt for the Qatar Airways Privilege Club program?
Whichever program cardholders choose, they shall be eligible for 20,000 bonus Avios as a joining benefit.
What is the reward rate on the credit card?
You get 5X Avios per ₹200 spent on the British or Qatar Airways website, and 1X Avios per ₹200 spent on other domestic as well as international spends. Also, you get accelerated 6X Avios per ₹200 spent on preferred international destinations.
Does the card offer a low foreign exchange markup fee?
The forex markup fee on the card is the standard 3.5% of the transaction amount everywhere. However, you are charged a low forex markup fee of 1.5% of the transaction amount on spends at your preferred international destinations.
Does the card offer complimentary airport lounge access?
Yes, the Avios Visa Infinite credit card offers 2 complimentary international lounge access per quarter with the Priority Pass membership. You can also access the domestic lounge 2 times per quarter with the credit card.