- Joining fee
₹1,499 + GST (~₹1,768)
- Annual fee
₹1,499 + GST (~₹1,768)
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
3 IndiGo BluChips/₹100 on the IndiGo App & Web. 2 IndiGo BluChips/₹100 on Hotel/Lodging & Travel MCCs. 1 IndiGo BluChip/₹100 on All Other Spends
- Welcome benefits
2,500 IndiGo BluChips
- Reward redemption
BluChips Can Be Redeemed for Flight Bookings With IndiGo
Benefits
- Domestic lounge
One Free Visit Each Quarter on Making Spends of ₹50,000 or More in the Previous Quarter
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Annually)
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- The IndiGo SBI Credit Card is an affordable credit card available at a joining and annual charge of ₹1,499 + GST.
- This credit card is most suited for those who often fly with the popular Indian airline IndiGo.
- Complimentary airport lounge access is offered with this card to ease the travel experience.
Pros & cons
Pros
- 2,500 IndiGo BluChips are offered as a renewal benefit with this card. This is an extreme advantage for all those who wish to keep this card, as they will get their fees worth from the second year as well, instead of the usual first year.
Cons
- Although airport lounge access would have been a pro for this card, it’s offered on a spend-based basis. Cardholders must spend ₹50,000 in the previous quarter to access this benefit, which doesn’t truly make it complimentary.
FAQs
How much do I need to spend to waive the renewal charges with the IndiGo SBI Credit Card?
The IndiGo SBI Credit Card has no spend-based waiver; however, cardholders will be offered 2,500 BluChips as renewal benefits after the annual fee is realized.
Is this card available on Visa?
The IndiGo SBI Credit Card is available on the Mastercard and RuPay networks.