- Joining fee
₹3,000 + GST
- Annual fee
₹3,000 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
Up to 21 IndiGo BluChips/₹100 Spent on IndiGo Flight Bookings. 2 IndiGo BluChips/₹100 for All Other Spends
- Welcome benefits
Voucher of 4,000 IndiGo BluChips and 6E Eats
- Reward redemption
BluChips Can Be Redeemed for Flight Bookings and More with IndiGo
Benefits
- Movie & dining
3 IndiGo BluChips/₹100 Spent on Dining & Entertainment
- Domestic lounge
2 Free Visits Each Quarter
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Monthly/45% Annually
- Cash advance charges
2.5% Subject to a Minimum of ₹500
Product highlights
- This is a co-branded offering by Kotak Mahindra Bank and IndiGo.
- Frequent flyers can earn accelerated BluChips for spending made on IndiGo flight bookings.
- This card even offers free domestic airport lounge access for the comfort of travellers.
- BluChips earned with the IndiGo Kotak XL Credit Card do not expire.
- Receive a renewal benefit voucher of 4,000 IndiGo BluChips and a 6E Eats voucher upon payment of the renewal charges each year.
Pros & cons
Pros
- The BluChips earned with this credit card will not expire, offering peace of mind to the cardholder who can easily accumulate them over time.
Cons
- For a co-branded airline credit card, the reward rate offered by this card is pretty basic.
FAQs
Is the IndiGo Kotak XL Credit Card lifetime free?
No, the IndiGo Kotak XL Credit Card comes at a joining and annual charge of ₹3,000 + GST.
Where can I redeem my BluChips earned with the IndiGo Kotak XL Credit Card?
You can redeem the BluChips for IndiGo flight bookings via the official website or app.