Travel on Points

IndianOil RBL Bank XTRA Credit Card

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  • Joining fee

    ₹1,500 + GST

  • Annual fee

    ₹1,500 + GST

  • Best suited for

    Fuel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    15 Fuel Points/₹100 Spent at Indian Oil Stations and 2 Fuel Points/₹100 on Other Eligible Spends

  • Welcome benefits

    3,000 Fuel Points

  • Reward redemption

    1 Fuel Point = ₹0.50 When Redeemed at IndianOil Outlets

Fees & charges

  • Spend-based waiver

    Annual Fee Waiver on Spends of ₹2.75 Lakh

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5%

  • Interest rates

    2.5% to 3.99% Per Month

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver Upto ₹200 Each Month

  • Cash advance charges

    2.5% of the Cash Amount or a Minimum of ₹500

Product highlights

  • The IndianOil RBL XTRA is a fuel-oriented credit card.
  • Cardmembers can save on fueling expenses made with IndianOil.
  • Fuel points are worth up to 250 liters of free petrol annually.
  • 15 Fuel Points/₹100 spent on fuel purchases with IndianOil.
  • Other spends shall get 2 Fuel Points/₹100 spent.

Pros & cons

Pros

  • This card offers a high return of 7.5% on fuel purchases, which is unmatched by any other fuel card.

Cons

  • There are some other fuel credit cards in the same segment as the IndianOil RBL Xtra, which offer many more benefits, such as airport lounge access, but this card fails to do so.

FAQs

What is the renewal fee for the IndianOil RBL Bank XTRA Credit Card?

The IndianOil RBL XTRA Credit Card comes at a joining and renewal charge of ₹1,500 + GST.

How many airport lounge accesses are available with IndianOil RBL XTRA Credit Card?

This card doesn’t offer any complimentary airport lounge access.