- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.
- Welcome benefits
Get 6-Month Complimentary Fitpass Pro Membership
- Reward redemption
The earned Reward Points are redeemable against several options available at the BOBCARD Rewards portal at a rate of 1 Reward Point = Re. 0.25.
Benefits
- Domestic lounge
8 Free Domestic Airport Lounge Access Each Year. 2 Per Quarter on Spends of ₹20,000 in the Previous Quarter
- Insurance
Get a personal accident cover worth Rs. 20 lakhs
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the total transaction amount
- Interest rates
3.49% per month
- Fuel surcharge waiver
1% fuel surcharge waiver (up to Rs. 250 per month) on all fuel purchases between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% or minimum Rs. 300 at domestic ATMs, and 3% or a minimum of Rs. 300 at international ATMs.
Product highlights
- Lifetime free credit card.
- Get a complimentary 6-month Fitpass Pro membership
- Get up to 10 Reward Points on every spend of Rs. 100.
- Get complimentary domestic lounge access every year.
- Get a free Amazon Prime membership on achieving the spend milestone.
- Insurance coverage is worth Rs. 20 lakhs in the case of a personal accident.
- 1% fuel surcharge waiver on all fuel purchases.
FAQs
What is the annual fee of the Indian Army Yoddha Credit Card by BOBCARD?
The BOBCARD Indian Army Yoddha Credit Card is lifetime free, i.e, there is no joining or annual membership fee.
Do I get complimentary lounge access with the Indian Army Yoddha Credit Card?
Yes, you get 8 free domestic lounge access every year with this credit card.
What is the interest rate on this credit card?
The interest rate on the Indian Army BOBCARD Yoddha Credit Card is 3.49% per month.
Who can get the Indian Army Yoddha Credit Card?
The BOBCARD Yoddha Credit Card is exclusively for Indian Army personnel, so you can get this card only if you are in the Indian army.