IDFC FIRST Classic Credit Card

Rewards

• Rewards rate

  10X Reward Points Per ₹200 Spent on Dining, Travel & International Transactions | 3X Reward Points Per ₹200 on Other Eligible Spends | 1X Reward Point Per ₹200 on Insurance, Utilities, Railways, FASTag & UPI Spends Up to ₹2,000

• Welcome benefits

  ₹500 Welcome Gift Voucher on Spending ₹5,000 Within the First 30 Days + 5% Cashback on Your First EMI Transaction Done Within 30 Days of Card Generation

• Reward redemption

  Redeem for Vouchers and More. 1 Reward Point = ₹0.25

Benefits

• Movie & dining

  Get a 25% discount on movies (up to ₹100) on the District app once per month and up to 20% discount on dining through your IDFC FIRST Classic Credit Card.

• Travel

  Free Railway Lounge Access (Four Each Quarter) Unlocked After Spends of ₹20,000 Each Month

• Insurance

  You get a personal accident cover worth Rs. 2 Lakhs and a lost card liability cover worth up to Rs. 25,000

Fees & charges

• Rewards redemption fee

  ₹99 + GST

• Foreign currency markup

  3.5%

• Interest rates

  Upto 3.99% (Monthly Rate) and Annual Rate – 47.88%

• Fuel surcharge waiver

  1% fuel surcharge waiver (up to Rs. 200 per statement cycle)

• Cash advance charges

  ₹199 + GST

Product highlights

• The card comes with no joining/renewal fee.
• Welcome benefit of a gift voucher worth ₹500 and 5% cash back on the value of your first EMI transaction
• 25% discount on movie tickets on the District app, up to ₹100, once per month.
• 4 complimentary railway lounge access every quarter.
• Get free Roadside Assistance worth ₹1399
• Get personal accident cover worth ₹2 Lakhs and lost card liability cover worth ₹25,000

FAQs