IDBI Winnings RuPay Select Credit Card
- Joining fee
NIL
- Annual fee
₹899 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.
- Welcome benefits
Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
- Reward redemption
Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.
Benefits
- Travel
Get complimentary access to both domestic and international airport lounges.
- Domestic lounge
2 complimentary access to domestic lounges each quarter
- International lounge
4 complimentary access to international lounges each year
- Insurance
Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.
Fees & charges
- Spend-based waiver
The renewal fee will be waived off on spending Rs. 90,000 in the previous year.
- Rewards redemption fee
Rs. 99
- Foreign currency markup
3.50%
- Interest rates
3.40% p.m.
- Fuel surcharge waiver
1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.
- Cash advance charges
2.50% or a minimum of Rs. 500
Product highlights
- The IDBI Winnings RuPay Select Credit Card comes with no joining fee.
- As a welcome benefit, get 10% cashback up to Rs. 500 on all transactions.
- 500 delight points on making 5 transactions worth Rs. 1000 per month.
- Get double delight points in your Birthday month.
- 2 delight points on every Rs. 100 spent on this card.
- Covers accidental death and permanent disability insurance up to Rs. 10 lakhs for each.
- Avail 1% fuel surcharge waiver, maximum waiver of Rs. 400 per month.
FAQs
Does IDBI Bank provide access to domestic or international lounges?
The IDBI Bank provides complimentary access to both domestic and international lounges on IDBI Bank Winnings RuPay Select Credit Card.
How long is the interest free period I get with IDBI Bank Winnings RuPay Select Credit Card?
With IDBI Bank Winnings RuPay Select Credit Card you get a grace period of 48 days on all purchases.
What is the age requirement for add-on members?
To get an IDBI Winnings RuPay Select Credit Card issued to add-on members they must be of 18 years or above.
How can I apply for IDBI Bank Winnings RuPay Select Credit Card?
You can apply for IDBI Bank Winnings RuPay Select Credit Card either by calling on 1800 425 7600 / 022 4042 6013 or you can visit the nearest bank’s branch.
What documents do I require to submit to get IDBI Bank Winnings RuPay Select Credit Card issued?
You are required to submit one ID Proof (Aadhaar card/ Voter Id/ Passport/ Driving License/ PAN Card), Residence Proof (Electricity Bill/ Telephone Bill/ Aadhaar Card), Income proof (Latest 3 months’ salary slip/3 months bank statement/ IT Return/ Form 6) and recent photograph to get this credit card issued.