IDBI Bank Imperium Platinum Credit Card
- Joining fee
Nil
- Annual fee
₹499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Delight Points on every Rs 150 spent
- Welcome benefits
Up to 800 Bonus Delight Points
- Reward redemption
1 Reward Point = ₹0.25 Redeemable on IDBI Delight Reward Portal
Fees & charges
- Spend-based waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
- Rewards redemption fee
Rs 100 per redemption request
- Foreign currency markup
3.5% of the conversion amount
- Interest rates
2.9% per month
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Between ₹400 and ₹4,000
- Cash advance charges
2.5% on the withdrawal amount subject to a minimum charge of Rs 500
Product highlights
- 500 Welcome bonus Delight points on the spending of Rs 1500 within 30 days of card issuance
- 300 Welcome bonus Delight points on the spending of Rs 1500 between 31 to 90 days of card issuance
- 2 Delight Points on every Rs 150 spent shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card
FAQs
What is the monetary value of the Delight point accrued using your IDBI Bank Imperium Platinum credit card?
1 Delight point = Rs 0.25 for redemption using your IDBI Imperium Platinum credit card.
Do I get a fuel surcharge waiver with IDBI Bank Imperium Platinum credit card?
No, you do not get any fuel surcharge waiver on this credit card.
Do I get a spend based waiver on annual fees on IDBI Bank Imperium Platinum credit card?
No, you do not get any spend-based waiver on your annual fee using your IDBI Imperium Platinum credit card.
What is the interest rate charged on cash advance on my IDBI Bank Imperium Platinum Credit card?
You get charged 2.9% per month on your IDBI Bank Imperium Platinum credit card.
What is the customer care helpline number for assistance, queries and complaints?
For any assistance, queries and complaints, you can contact the IDBI Bank 24×7 helpline number is 1800 425 7600 (Toll free) / 022 – 4042 6013 (Non-toll free)