IDBI Aspire Platinum Credit Card
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Travel, Dining, Shopping
Rewards
- Rewards rate
2 Delight points for every Rs 150 spent on shopping, dining, traveling
- Welcome benefits
500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card and 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card.
- Reward redemption
The delight points can be redeemed for a wide array of gifts vouchers providing you with lifestyle benefits. The points accumulated can be redeemed for cashback
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on the conversion amount
- Interest rates
2.9% per month (34.8% per annum)
- Fuel surcharge waiver
1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000
- Cash advance charges
2.5% on the withdrawal amount subject to minimum of Rs 500
FAQs
What is the annual fee charged on this credit card?
You do not get charged with any joining fee on this credit card
What is the minimum age for the add-on cardholders for this credit card?
The minimum eligibility criteria for age for the add-on-cardholder for this credit card is 18 years
What is the maximum waiver that can be availed per statement cycle using this credit card?
You get a maximum waiver of Rs 300 per statement cycle using IDBI Aspire Platinum credit card
What is the foreign markup fee charged on this credit card?
You get charged 3.5% on the conversion amount
What is interest rate charged on the EMI facility provided with this credit card?
You get charged with an interest rate 13% per annum with this credit card.