
- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Fuel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.
- Welcome benefits
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.
- Reward redemption
1 Reward Point = ₹0.25
Benefits
- Movie & dining
25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program
- Domestic lounge
1 Complimentary Lounge Access Every Quarter on Spends of ₹75,000 in the Previous Quarter
Fees & charges
- Spend-based waiver
Spend ₹1.5 Lakh Each Year to Waive Annual Charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Year)
- Fuel surcharge waiver
1% fuel surcharge waived at all fuel stations across India
- Cash advance charges
2.5% of the Cash Amount or a Minimum of ₹500
Product highlights
- Welcome benefit of 2,000 Reward points, provided the card’s joining fee is paid within two months of card setup and a minimum spend of Rs. 5,000 is achieved within the first 45 days.
- Cashback of Rs. 100 on the HPPay wallet on the first purchase made via the app.
- 5% savings (4% cashback + 1% fuel surcharge waiver) on fuel purchases at HPCL stations (4% cashback capped at Rs. 200 per month).
- 1.5% additional cashback on fuel purchases on HPCL outlets when you use HP Pay app.
- Fuel surcharge waiver of 1% applicable over and above the aforementioned 4% cashback.
- 5% cashback as Reward points on utilities, groceries, and departmental store purchases.
- 2 Reward Points per Rs. 100 spent on all other purchases.
- Complimentary 24×7 Road Assistance Service (RAS).
- Complimentary domestic airport lounge access.
- 25% off on movie tickets on BookMyShow and Inox movies. Maximum discount capped at Rs. 100 per transaction.
- Discount at partnered restaurants with the ICICI Bank’s exclusive Culinary Treats Program.
FAQs
What benefits do I get on fuel purchases?
You get a cashback of 4% and a surcharge waiver of 1% on fuel purchases at all HPCL stations across India, which makes for a total benefit of 5% on fuel purchases at HPCL filling stations.
Do I get any international lounge access with this credit card?
No, you get only domestic lounge access with the this Credit Card.
How can I redeem the ICICI Reward Points?
You can redeem your earned Reward Points against cashback or gifts by contacting the ICICI Bank Credit Card customer care.
Do I get any golf benefits with this credit card?
No, you don’t get any golf benefits with this credit card.