Forex
ICICI Expressions Sapphiro Forex Card
- Joining fee
₹3,499 + GST
- Annual fee
Nil
- Best suited for
International Spends
Rewards
- Welcome benefits
Uber Discount Vouchers Worth ₹1,000 and Amazon Vouchers Worth ₹500
Benefits
- International lounge
2 International Complimentary Airport Lounge Access
- Insurance
Card Protection Plus Insurance worth ₹1,600
Fees & charges
- Foreign currency markup
Nil
- Cash advance charges
US $2 (or currency equivalent) on cash withdrawals from ATMs
Product highlights
- The card has a joining fee of ₹3,499 + GST
- It provides two complementary international lounge access
- The card comes with Card Protection Plus insurance worth ₹1,600
Pros & cons
Pros
- Zero foreign currency markup fee.
- Choose from 150 designs to personalize cards.
- 2 complimentary international airport lounge access.
Cons
- No reward points or cashback offered.
- Comes at a high joining fee of ₹4,128.82 (including taxes).
- A fee of $27 is charged for each lounge visit after the first two complimentary visits have been used.
FAQs
Is there an ATM withdrawal fee?
You can withdraw cash from an ATM up to three times per month without any fee.
What happens after the two complimentary lounge accesses?
After the two complimentary accesses, each additional lounge visit will be charged at US $27.
What are the welcome benefits of this card?
The welcome benefits include a ₹1,000 Uber discount voucher and a ₹500 Amazon voucher.
What is the joining fee for the Expressions Sapphiro Forex Card?
The joining fee is ₹3,499 + GST.
Are there any foreign currency exchange markup fees?
No, the card does not charge a foreign currency exchange markup fee.