ICICI Bank Business Advantage Blue Card
- Joining fee
Rs. 500 (plus applicable taxes)
- Annual fee
Rs. 500 (plus applicable taxes)
- Best suited for
Dining, Shopping
Rewards
- Rewards rate
0.5% and 1% cashback on eligible domestic spends. 1% cashback on all eligible international spends
- Reward redemption
The cashback will be credited to the cardholder’s account within 30-45 days.
Benefits
- Movie & dining
15% discount on dining bills under the ICICI Bank Culinary Treats Program
- Travel
Complimentary access to airport lounges
- Domestic lounge
2 complimentary visits per quarter at selected airport lounges
- Insurance
The cardholders will get personal air accidental death cover worth Rs. 75 Lakhs
Fees & charges
- Spend-based waiver
Waiver of renewal fee on the spending of Rs. 5 Lakh in the previous year. Waiver of joining fee on spends of Rs. 50,000 within 60 days of the card setup date.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on all international transactions
- Interest rates
3.40% per month (or 40.80% annually)
- Fuel surcharge waiver
1% at all HPCL fuel stations in India
- Cash advance charges
2.5% of the amount or Rs. 300, higher of the two
Product highlights
- Up to 1% cashback on domestic and international spends
- 0.20% cashback on the payment of the credit card bill
- 15% discount on your dining bills
- 24×7 concierge services
- 1% fuel surcharge waiver at HPCL fuel stations
- Complimentary lounge access
FAQs
What is the annual fee charged on the ICICI Bank Business Advantage Blue Credit Card?
You are charged an annual fee of Rs. 500 plus applicable taxes.
Does this card provide a fuel surcharge waiver?
Yes, the ICICI Bank Business Advantage Blue Credit Card does provide a fuel surcharge waiver of 1% at all HPCL fuel stations across India on a maximum monthly transaction of Rs. 5,000. (the waiver will be subjected to a maximum of Rs. 500 per month)
Do you get cashback while you pay the bills of this credit card?
Yes, the cardholder will get a cashback of 0.20% of the total amount due if he pays the credit card bill within 7 days from the date of statement generation. He will be eligible for cashback only if the amount paid towards the credit card bill is more than the minimum amount due.
When is the cashback credited?
The cashback will be credited to your account within 30-45 days from the date of the transaction.
Can the joining fee of the ICICI Bank Business Advantage Blue Credit Card be waived off?
Yes, the joining fee of Rs. 500 of the ICICI Bank Business Advantage Blue Credit Card can be waived off if the cardholder spends Rs. 50,000 or more using this credit card within the first 60 days from the date of the card issuance date.