Travel on Points

ICICI Bank Sapphiro Credit Card

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  • Joining fee

    ₹6,500 + GST

  • Annual fee

    ₹3,500 + GST

  • Best suited for

    Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    4 RPs/₹100 Spent Abroad (~1%) and 2 RPs/₹100 Spent Domestically (~0.50%)

  • Welcome benefits

    Exclusive Travel & Shopping Vouchers Worth More than ₹13,000 (From Tata CliQ, EaseMyTrip, Uber, Croma)

  • Reward redemption

    Redeem RPs for Cashback/Vouchers. 1 Reward Point = ₹0.25

Benefits

  • Movie & dining

    ₹500 Off on the Second Movie Ticket Via BookMyShow

  • Travel

    Complimentary Priority Pass Membership

  • Domestic lounge

    4 Complimentary Domestic Lounge Visits Each Quarter

  • International lounge

    2 Complimentary International Airport Lounge Access Each Year

  • Golf

    Complimentary golf rounds/lessons every quarter

  • Insurance

    Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Fees & charges

  • Spend-based waiver

    Renewal Fee Waiver on Spending ₹6 Lakhs Annually

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.50% + GST

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% of Fuel Surcharge Waiver (Maximum ₹250 Per Billing Cycle)

  • Cash advance charges

    2.5% of the Total Transaction Amount (Minimum ₹500)

Product highlights

  • Joining benefits worth more than Rs. 9,000.
  • You can earn up to 4 Reward Points for every Rs 100 you spend on international purchases and 2 Reward Points per Rs 100 you spend on domestic purchases.
  • 1 Reward Point for every Rs. 100 you incur on insurance and utility categories.
  • Up to 20,000 bonus Reward Points every year under the Milestone Reward Program.
  • (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
  • Get complimentary lounge access within and outside India.
  • With the ICICI Sapphiro Credit Card, you can enjoy complimentary golf sessions up to four times a month at some of the finest golf courses worldwide.

FAQs

What is the validity of Reward Points?

The Reward Points are valid for 3 years from the date of accrual.

Do I get a fee waiver on the renewal of a credit card?

Yes, the renewal fee can be waived if you spend Rs. 6 lakh or more in the last year.

Do I get Personal Accidental Insurance with this card?

Yes, you get an Air Accidental Insurance of ₹3 Crores with this card.

Is ICICI Sapphiro Credit Card free?

No, the ICICI Sapphiro Card is not free. It is issued with a joining fee of Rs. 6,500 and an annual fee of Rs. 3,500.

Is ICICI Sapphiro Credit Card International?

Yes, the ICICI Sapphiro Card is international, i.e., it can be used for transactions in a foreign currency as well. You can enable/disable international transactions as you need using your credit card internet banking account.

What is the interest rate on the ICICI Sapphiro Credit Card?

The interest rate applicable to the ICICI Sapphiro Card is 3.75% per month, i.e., 45% per annum.

Can I withdraw cash using ICICI Bank Sapphiro Card?

Yes, you can withdraw cash using your ICICI Sapphiro Card, but there is a certain limit up to which the cash can be withdrawn. Moreover, a cash advance fee of 2.5% (minimum Rs. 500) will be applicable whenever you withdraw cash.