ICICI Bank Mine Credit Card

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  • Joining fee

    Nil (Starter). Rs. 49 Monthly (Pro). Rs. 149 Monthly (Premium)

  • Annual fee

    Nil (Starter). Rs. 49 Monthly (Pro). Rs. 149 Monthly (Premium)

  • Best suited for

    Dining

  • Reward type

    Cashback

Rewards

  • Rewards rate

    A cashback of 1% on all retail spends and 5% on exclusive partner brands.

  • Reward redemption

    1 Mine cash is equivalent to Rs 0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to Rs 1 on redemption against statement balance

Benefits

  • Travel

    Complimentary domestic airport and railway lounge access every month. 7% off on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Pro and Premium plan of ICICI Mine credit card.

  • Domestic lounge

    With Premium Plan, get 1 complimentary visit to the domestic lounge per month.

Fees & charges

  • Spend-based waiver

    A spend-based waiver on monthly spending of Rs 10,000 with the Pro Plan and 20,000 with the Premium Plan

  • Rewards redemption fee

    Rs 99 per redemption request

  • Foreign currency markup

    3.5% on international transactions

  • Interest rates

    3.4% per month (40.80% per annum)

  • Fuel surcharge waiver

    1% waiver on all fuel transactions at all HPCL petrol pumps

  • Cash advance charges

    3.4% per month (40.80% per annum)

Product highlights

  • Choose one out of the three plans as per your requirements.
  • Save up to 5% on your spends.
  • Complimentary domestic airport and railway lounge access.
  • Spend-based waiver of monthly membership fee.
  • Exclusive offers on grocery, travel, food, fashion, and E-marketplace.

FAQs

What is the validity of the Mine Cash accumulated on my ICICI Bank Mine credit card?

The Mine Cash accumulated on your ICICI Bank Mine credit card is valid for up to 3 years

What is the minimum balance required for redemption against statement balance using ICICI Mine credit card?

Minimum Mine Cash required for redemption against the statement balance is 1500 mine cash.

What is membership fee charged on the ICICI Bank Mine credit card starter plan?

You do not get charged with any fee on the ICICI Bank Mine credit card starter plan.

Can I use My ICICI Bank Mine credit card for the international transactions?

Yes, you can use your ICICI Bank Mine credit card for international transactions

What is the reward redemption fee charged on the ICICI Bank Mine credit card?

You are charged with the reward redemption fee of Rs 100 on ICICI Bank Mine credit card.